1ST 2ND MORTGAGE COMPANY OF N.J., INC. received 471 applications in 2025 and made
300 mortgages, in 84 counties across 13 states.
The median rate its borrowers got was 6.625% on a median loan of $435,000.
Of 320 decisions, 19 were denials — 5.9%, most often for collateral.
Legal Entity Identifier
549300ZOBXG0DT4I6U54
Applications received
471
Mortgages made
300
Denied
19
Approved, not taken up
1
Withdrawn or incomplete
151
Loans bought from other lenders
0
Median rate spread over the prime offer rate
0.406 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
231
6.625%
$435,000
7.2%
Refinancing
69
6.550%
$405,000
0.0%
Other purposes
0
Under 10 loans
Under 10 loans
100.0%
Where 1ST 2ND MORTGAGE COMPANY OF N.J., INC. lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When 1ST 2ND MORTGAGE COMPANY OF N.J., INC.’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.