Home purchase lenders in Honolulu County
6,771 home purchase mortgages were made in Honolulu County, Hawaii, in 2025, by 211 lenders. The median rate their borrowers got was 6.250% on a median loan of $575,000. Of 7,919 decisions, 964 were denials — 12.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Bank of Hawaii | 620 | 6.250% | $465,000 | 8.2% |
| American Savings Bank, FSB | 526 | 6.000% | $485,000 | 7.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 519 | 6.125% | $665,000 | 10.7% |
| Rocket Mortgage, LLC | 312 | 6.250% | $625,000 | 14.6% |
| FREEDOM MORTGAGE CORPORATION | 311 | 5.750% | $685,000 | 11.4% |
| Central Pacific Bank | 304 | 6.500% | $475,000 | 21.3% |
| First Hawaiian Bank | 280 | 6.000% | $495,000 | 7.9% |
| DHI MORTGAGE COMPANY, LTD. | 263 | 5.500% | $645,000 | 12.0% |
| CMG MORTGAGE, INC. | 229 | 6.375% | $625,000 | 4.1% |
| Mortgage Research Center, LLC | 228 | 6.125% | $585,000 | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | 199 | 6.124% | $715,000 | 13.7% |
| NEWREZ LLC | 198 | 6.250% | $705,000 | 7.5% |
| GUARANTEED RATE, INC. | 186 | 6.500% | $520,000 | 7.4% |
| THE LOAN STORE, INC. | 166 | 6.490% | $620,000 | 8.5% |
| GUILD MORTGAGE COMPANY | 136 | 6.625% | $715,000 | 8.0% |
| HAWAII STATE FEDERAL CREDIT UNION | 130 | 6.125% | $420,000 | 13.8% |
| Citadel Servicing Corporation | 124 | 7.250% | $390,000 | 0.0% |
| HAWAIIUSA FEDERAL CREDIT UNION | 94 | 5.875% | $450,000 | 23.4% |
| HAWAIIAN FINANCIAL FEDERAL CREDIT UNION | 81 | 6.125% | $415,000 | 0.0% |
| Ameris Bank | 80 | 6.250% | $595,000 | 4.8% |
| Paramount Residential Mortgage Group, Inc. | 77 | 6.375% | $525,000 | 1.3% |
| University of Hawaii Federal Credit Union | 72 | 5.750% | $495,000 | 6.5% |
| CONVENTUS LLC | 67 | 9.750% | $765,000 | 1.5% |
| KIND LENDING, LLC | 65 | 6.625% | $645,000 | 33.3% |
| Loandepot.Com, LLC | 65 | 6.500% | $725,000 | 15.2% |
| Navy Federal Credit Union | 63 | 6.000% | $585,000 | 30.0% |
| MORTGAGE HAWAII LLC | 60 | 6.125% | $630,000 | 1.6% |
| Fairway Independent Mortgage Corporation | 59 | 6.625% | $545,000 | 16.9% |
| Plains Commerce Bank | 56 | 6.375% | $685,000 | 11.1% |
| General Mortgage Capital Corporation | 50 | 6.625% | $615,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 48 | 7.250% | $470,000 | 41.5% |
| CANOPY MORTGAGE, LLC | 42 | 6.625% | $605,000 | 0.0% |
| Manufacturers and Traders Trust Company | 37 | 2.750% | $735,000 | 7.5% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 31 | 6.250% | $665,000 | 32.6% |
| ENVOY MORTGAGE, LTD | 30 | 6.500% | $540,000 | 9.1% |
| Bank of Hope | 30 | 6.438% | $440,000 | 22.5% |
| PLAZA HOME MORTGAGE, INC. | 28 | 6.500% | $610,000 | 22.2% |
| Commerce Home Mortgage, Inc. | 27 | 7.500% | $805,000 | 18.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 27 | 6.375% | $685,000 | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 25 | 5.990% | $495,000 | 3.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | 24 | 6.933% | $870,000 | 33.3% |
| AAA CAPITAL INVESTMENT, INC. | 23 | 6.750% | $745,000 | 5.9% |
| FINANCE FACTORS, LIMITED | 22 | Not published | $755,000 | 14.8% |
| NATIONSTAR MORTGAGE LLC | 22 | 3.000% | $660,000 | 15.4% |
| HIGHTECHLENDING INC | 21 | 6.990% | $675,000 | 8.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 21 | 2.750% | $755,000 | 17.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 6.750% | $475,000 | 6.9% |
| Logan Finance Corporation | 20 | 7.124% | $405,000 | 9.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 20 | 5.750% | $625,000 | 16.7% |
| 254900CTT87ZKAUTIJ37 | 19 | 9.990% | $845,000 | 0.0% |
| CHAMPIONS FUNDING, LLC | 18 | 7.750% | $650,000 | 33.3% |
| Loan Funder LLC | 18 | 10.000% | $585,000 | 10.0% |
| NFM, INC. | 18 | 6.813% | $360,000 | 5.3% |
| ALOHA PACIFIC FEDERAL CREDIT UNION | 17 | 5.500% | $505,000 | 19.1% |
| LENDSURE MORTGAGE CORP. | 16 | 7.500% | $445,000 | 5.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 14 | 6.700% | $945,000 | 6.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 14 | 6.375% | $365,000 | 0.0% |
| Wells Fargo Bank, National Association | 13 | 5.875% | $845,000 | 50.0% |
| JPMorgan Chase Bank, National Association | 12 | 6.058% | $1,075,000 | 47.8% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 12 | 7.124% | $765,000 | 25.0% |
| Morgan Stanley Private Bank, National Association | 12 | 5.763% | $1,105,000 | 7.7% |
| PLANET HOME LENDING, LLC | 12 | 3.125% | $625,000 | 0.0% |
| Bank of America, National Association | 11 | 5.375% | $1,355,000 | 38.9% |
| USAA Federal Savings Bank | 11 | 6.250% | $865,000 | 40.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 11 | 10.000% | $975,000 | 21.4% |
| DEEPHAVEN MORTGAGE LLC | 10 | 6.933% | $675,000 | 52.4% |
| U.S. Bank National Association | 10 | 6.490% | $835,000 | 16.7% |
| Hometown Equity Mortgage, LLC | 10 | 7.563% | $525,000 | 41.2% |
| Kiavi Funding, Inc. | 10 | 11.220% | $665,000 | 7.7% |
| PACIFIC LENDING LLC | 10 | 6.250% | $605,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 10 | 3.000% | $605,000 | 9.1% |
| V.I.P. MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| OriginPoint, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| NEXERA HOLDING LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| LIMA ONE CAPITAL, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 50.0% |
| AMWEST FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Sierra Pacific Mortgage Company, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| DAS Acquisition Company, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Charles Schwab Bank, SSB | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ALLIANT CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HICKAM FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 6 | Under 10 loans | Under 10 loans | 20.0% |
| Royal Business Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEW WAVE LENDING GROUP INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Colorado Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Broker Solutions, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 14.3% |
| AHL FUNDING | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| 9845007CY0EC0F59W414 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HomeStreet Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PFN Lending Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| BAY-VALLEY MORTGAGE GROUP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Federal Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 77.8% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Raymond James Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BMO Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The Central Trust Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Allied First Bank,sb | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMJ FINANCIAL GROUP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Firefighters First Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 85.7% |
| Churchill Funding I LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PACIFIC HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Mechanics Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Genesis Capital, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PCB Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STANFORD Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SouthStar Bank, S.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Heritage Bank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Camden National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| East West Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Axos Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| AMERITRUST MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| 254900O723MCLR701H50 | 0 | Under 10 loans | Under 10 loans | 100.0% |
| CASTLE & COOKE MORTGAGE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| ICE LENDER HOLDINGS LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| SIRVA MORTGAGE, INC. | 0 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| FRANKLIN LOAN CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| AMERICAN PRIDE BANK | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Regent Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| United Nations Federal Credit Union | 0 | Under 10 loans | Under 10 loans | Not published |
| Farmers Bank & Trust | 0 | Under 10 loans | Under 10 loans | Not published |
| COREVEST AMERICAN FINANCE LENDER LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| CALCON MUTUAL MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LoanUnited.com, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Valon Mortgage, Inc. | 0 | Under 10 loans | Under 10 loans | Not published |
| 549300PWMS2701UFP528 | 0 | Under 10 loans | Under 10 loans | 100.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 11 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.