PCB Bank
PCB Bank received 157 applications in 2025 and made 138 mortgages, in 13 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $575,000. Of 146 decisions, 2 were denials — 1.4%.
| Legal Entity Identifier | 54930072UFREQ9ZZRG80 |
|---|---|
| Applications received | 157 |
| Mortgages made | 138 |
| Denied | 2 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: PCB Bank, 19 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 97 | Not published | $590,000 | 0.0% |
| Refinancing | 33 | Not published | $555,000 | 2.8% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where PCB Bank lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 84 | Not published | 0.0% |
| San Bernardino County, CA | 20 | Not published | 4.6% |
| Orange County, CA | 14 | Not published | 6.7% |
| Riverside County, CA | 8 | Under 10 loans | 0.0% |
| Sacramento County, CA | 5 | Under 10 loans | 0.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
| Honolulu County, HI | 1 | Under 10 loans | 0.0% |
| Hudson County, NJ | 1 | Under 10 loans | 0.0% |
| Bronx County, NY | 1 | Under 10 loans | 0.0% |
| Kings County, NY | 1 | Under 10 loans | 0.0% |
| New York County, NY | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 0 | Under 10 loans | Not published |
Get told when this changes
When PCB Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.