Farmers Bank and Trust Company
Farmers Bank and Trust Company received 315 applications in 2025 and made 251 mortgages, in 34 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $155,000. Of 305 decisions, 32 were denials — 10.5%.
| Legal Entity Identifier | 549300P8KQYPAVPZL931 |
|---|---|
| Applications received | 315 |
| Mortgages made | 251 |
| Denied | 32 |
| Approved, not taken up | 22 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Farmers Bank & Trust Company, 38 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 158 | Not published | $165,000 | 11.2% |
| Refinancing | 67 | Not published | $135,000 | 7.9% |
| Other purposes | 26 | Not published | $55,000 | 12.5% |
Where Farmers Bank and Trust Company lends most
The 34 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Muhlenberg County, KY | 56 | Not published | 17.6% |
| Warren County, KY | 44 | Not published | 0.0% |
| Crittenden County, KY | 27 | Not published | 6.3% |
| Henderson County, KY | 25 | Not published | 20.6% |
| Hopkins County, KY | 23 | Not published | 8.0% |
| Lyon County, KY | 9 | Under 10 loans | 0.0% |
| Caldwell County, KY | 8 | Under 10 loans | 11.1% |
| Livingston County, KY | 8 | Under 10 loans | 18.2% |
| McLean County, KY | 7 | Under 10 loans | 27.3% |
| Barren County, KY | 6 | Under 10 loans | 0.0% |
| Union County, KY | 5 | Under 10 loans | 0.0% |
| Daviess County, KY | 4 | Under 10 loans | 20.0% |
| McCracken County, KY | 3 | Under 10 loans | 0.0% |
| Bay County, FL | 2 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 2 | Under 10 loans | 33.3% |
| Allen County, KY | 2 | Under 10 loans | 0.0% |
| Edmonson County, KY | 2 | Under 10 loans | 0.0% |
| Logan County, KY | 2 | Under 10 loans | 0.0% |
| Simpson County, KY | 2 | Under 10 loans | 0.0% |
| Webster County, KY | 2 | Under 10 loans | 0.0% |
| Honolulu County, HI | 1 | Under 10 loans | 0.0% |
| Saline County, IL | 1 | Under 10 loans | 0.0% |
| Warrick County, IN | 1 | Under 10 loans | 0.0% |
| Breckinridge County, KY | 1 | Under 10 loans | 0.0% |
| Butler County, KY | 1 | Under 10 loans | 0.0% |
| Clinton County, KY | 1 | Under 10 loans | 0.0% |
| Hart County, KY | 1 | Under 10 loans | 0.0% |
| Ohio County, KY | 1 | Under 10 loans | 0.0% |
| Oldham County, KY | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Knox County, TN | 1 | Under 10 loans | 0.0% |
| Montgomery County, TN | 1 | Under 10 loans | 0.0% |
| Spencer County, IN | 0 | Under 10 loans | Not published |
| Hardin County, KY | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.