Peoples Bank
Peoples Bank received 167 applications in 2025 and made 139 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $255,000. Of 164 decisions, 3 were denials — 1.8%. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300X7PN8KSYQHY415 |
|---|---|
| Applications received | 167 |
| Mortgages made | 139 |
| Denied | 3 |
| Approved, not taken up | 22 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 103 | Not published | $255,000 | 1.7% |
| Refinancing | 14 | Not published | $235,000 | 0.0% |
| Cash-out refinancing | 15 | Not published | $325,000 | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 11.1% |
Where Peoples Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lubbock County, TX | 125 | Not published | 2.0% |
| Garza County, TX | 4 | Under 10 loans | 0.0% |
| Hockley County, TX | 3 | Under 10 loans | 0.0% |
| Lynn County, TX | 3 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Denton County, TX | 1 | Under 10 loans | 0.0% |
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When Peoples Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.