American Momentum Bank
American Momentum Bank is a state bank, not a federal reserve member based in College Station, Texas, with $2.8 billion in assets and $2.2 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 28 branches in 18 counties.
| FDIC certificate | 58309 |
|---|---|
| Charter class | State bank, not a Federal Reserve member |
| Established | Not published |
| Assets | $2.8 billion |
| Deposits | $2.2 billion |
| Offices | 31 |
| Net income, year to date | $18.0 million |
| Return on assets | 1.27% |
| Website | www.americanmomentum.bank |
| Mortgage lending | American Momentum Bank reported 268 mortgages made in 2025. |
Branches by county, 2026
| County | Branches | Deposits |
|---|---|---|
| Ector County, TX | 4 | $275.2 million |
| Brazos County, TX | 3 | $662.0 million |
| Sarasota County, FL | 3 | $73.3 million |
| Midland County, TX | 2 | $235.4 million |
| Hillsborough County, FL | 2 | $162.7 million |
| Pinellas County, FL | 2 | $20.0 million |
| Collier County, FL | 1 | $243.7 million |
| Reagan County, TX | 1 | $101.4 million |
| Ward County, TX | 1 | $75.8 million |
| Andrews County, TX | 1 | $71.7 million |
| Upton County, TX | 1 | $46.4 million |
| Medina County, TX | 1 | $45.9 million |
| Orange County, FL | 1 | $41.7 million |
| Bexar County, TX | 1 | $39.2 million |
| Crane County, TX | 1 | $37.1 million |
| Gaines County, TX | 1 | $27.4 million |
| Lubbock County, TX | 1 | $25.1 million |
| Lee County, FL | 1 | $0 |
Closed since the 2025 survey
1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.
- 3939 Mcintosh Rd, Sarasota, FL (Sarasota)
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.