American Momentum Bank
American Momentum Bank received 408 applications in 2025 and made 268 mortgages, in 49 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $340,000. Of 321 decisions, 53 were denials — 16.5%.
| Legal Entity Identifier | 549300IJB00VM6H8PP97 |
|---|---|
| Applications received | 408 |
| Mortgages made | 268 |
| Denied | 53 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 87 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: American Momentum Bank, 31 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 237 | Not published | $355,000 | 12.9% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Cash-out refinancing | 12 | Not published | $210,000 | 25.0% |
| Other purposes | 10 | Not published | $130,000 | 56.5% |
Where American Momentum Bank lends most
The 49 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Brazos County, TX | 96 | Not published | 2.0% |
| Lee County, FL | 24 | Not published | 17.2% |
| Hillsborough County, FL | 21 | Not published | 19.2% |
| Collier County, FL | 20 | Not published | 4.8% |
| Pinellas County, FL | 17 | Not published | 22.7% |
| Midland County, TX | 17 | Not published | 26.1% |
| Ector County, TX | 9 | Under 10 loans | 40.0% |
| Orange County, FL | 6 | Under 10 loans | 25.0% |
| Sarasota County, FL | 6 | Under 10 loans | 25.0% |
| Harris County, TX | 6 | Under 10 loans | 0.0% |
| Osceola County, FL | 5 | Under 10 loans | 0.0% |
| Gaines County, TX | 5 | Under 10 loans | 44.4% |
| Grimes County, TX | 4 | Under 10 loans | 0.0% |
| Charlotte County, FL | 3 | Under 10 loans | 0.0% |
| Travis County, TX | 3 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 0.0% |
| Pasco County, FL | 2 | Under 10 loans | 0.0% |
| Bexar County, TX | 2 | Under 10 loans | 33.3% |
| Burleson County, TX | 2 | Under 10 loans | 0.0% |
| Comal County, TX | 2 | Under 10 loans | 0.0% |
| Manatee County, FL | 1 | Under 10 loans | 50.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Sumter County, FL | 1 | Under 10 loans | 0.0% |
| Lincoln County, NM | 1 | Under 10 loans | 0.0% |
| Brazoria County, TX | 1 | Under 10 loans | 0.0% |
| Crane County, TX | 1 | Under 10 loans | 75.0% |
| Dallas County, TX | 1 | Under 10 loans | 0.0% |
| Karnes County, TX | 1 | Under 10 loans | 0.0% |
| Lee County, TX | 1 | Under 10 loans | 0.0% |
| Martin County, TX | 1 | Under 10 loans | 0.0% |
| Reagan County, TX | 1 | Under 10 loans | 50.0% |
| Robertson County, TX | 1 | Under 10 loans | 0.0% |
| Smith County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Ward County, TX | 1 | Under 10 loans | 66.7% |
| Wood County, TX | 1 | Under 10 loans | 0.0% |
| Polk County, FL | 0 | Under 10 loans | Not published |
| St. Lucie County, FL | 0 | Under 10 loans | Not published |
| Andrews County, TX | 0 | Under 10 loans | 100.0% |
| Guadalupe County, TX | 0 | Under 10 loans | Not published |
| Lubbock County, TX | 0 | Under 10 loans | 100.0% |
| Madison County, TX | 0 | Under 10 loans | 100.0% |
| Medina County, TX | 0 | Under 10 loans | Not published |
| Palo Pinto County, TX | 0 | Under 10 loans | 100.0% |
| Reeves County, TX | 0 | Under 10 loans | 100.0% |
| Taylor County, TX | 0 | Under 10 loans | Not published |
| Upshur County, TX | 0 | Under 10 loans | 100.0% |
| Upton County, TX | 0 | Under 10 loans | Not published |
| Walker County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.