FirstBank Southwest
FirstBank Southwest received 346 applications in 2025 and made 248 mortgages, in 31 counties across 2 states. The median rate its borrowers got was 7.341% on a median loan of $115,000. Of 307 decisions, 51 were denials — 16.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300FRF7HYNM1S7Y12 |
|---|---|
| Applications received | 346 |
| Mortgages made | 248 |
| Denied | 51 |
| Approved, not taken up | 8 |
| Withdrawn or incomplete | 39 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.832 points |
| FDIC-insured bank | Yes: FirstBank Southwest, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 158 | 7.260% | $155,000 | 5.8% |
| Refinancing | 48 | 7.500% | $95,000 | 21.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 37 | 7.350% | $65,000 | 42.4% |
Where FirstBank Southwest lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Randall County, TX | 67 | 7.490% | 13.4% |
| Gray County, TX | 45 | 7.530% | 14.8% |
| Potter County, TX | 44 | 7.750% | 19.3% |
| Deaf Smith County, TX | 26 | 6.891% | 27.0% |
| Ochiltree County, TX | 11 | 7.125% | 15.4% |
| Carson County, TX | 8 | Under 10 loans | 11.1% |
| Donley County, TX | 5 | Under 10 loans | 16.7% |
| Parmer County, TX | 5 | Under 10 loans | 28.6% |
| Lipscomb County, TX | 4 | Under 10 loans | 0.0% |
| Beaver County, OK | 3 | Under 10 loans | 0.0% |
| Smith County, TX | 3 | Under 10 loans | 0.0% |
| Armstrong County, TX | 2 | Under 10 loans | 0.0% |
| Castro County, TX | 2 | Under 10 loans | 0.0% |
| Hale County, TX | 2 | Under 10 loans | 0.0% |
| Hutchinson County, TX | 2 | Under 10 loans | 50.0% |
| Lubbock County, TX | 2 | Under 10 loans | 0.0% |
| Montague County, TX | 2 | Under 10 loans | 0.0% |
| Roberts County, TX | 2 | Under 10 loans | 33.3% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Wheeler County, TX | 2 | Under 10 loans | 0.0% |
| Cleveland County, OK | 1 | Under 10 loans | 0.0% |
| Bell County, TX | 1 | Under 10 loans | 0.0% |
| Gillespie County, TX | 1 | Under 10 loans | 0.0% |
| Hockley County, TX | 1 | Under 10 loans | 0.0% |
| Oldham County, TX | 1 | Under 10 loans | 0.0% |
| Palo Pinto County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Swisher County, TX | 1 | Under 10 loans | 50.0% |
| Wise County, TX | 1 | Under 10 loans | 0.0% |
| Bailey County, TX | 0 | Under 10 loans | 100.0% |
| Ellis County, TX | 0 | Under 10 loans | Not published |
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When FirstBank Southwest’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.