RANDOLPH-BROOKS FEDERAL CREDIT UNION received 13,859 applications in 2025 and made
7,141 mortgages, in 163 counties across 1 state.
The median rate its borrowers got was 6.875% on a median loan of $105,000.
Of 10,108 decisions, 1,448 were denials — 14.3%, most often for debt-to-income ratio.
Legal Entity Identifier
549300LU6Y2TXG48QY48
Applications received
13,859
Mortgages made
7,141
Denied
1,448
Approved, not taken up
1,519
Withdrawn or incomplete
3,751
Loans bought from other lenders
31
Median rate spread over the prime offer rate
0.432 points
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
1,141
6.625%
$265,000
10.0%
Refinancing
200
5.750%
$195,000
22.7%
Cash-out refinancing
5,685
7.000%
$85,000
15.3%
Other purposes
115
7.875%
$65,000
5.2%
Where RANDOLPH-BROOKS FEDERAL CREDIT UNION lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When RANDOLPH-BROOKS FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.