Western Commerce Bank
Western Commerce Bank received 125 applications in 2025 and made 108 mortgages, in 12 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $270,000. Of 112 decisions, 2 were denials — 1.8%.
| Legal Entity Identifier | 5493001SP13TNR6TUJ97 |
|---|---|
| Applications received | 125 |
| Mortgages made | 108 |
| Denied | 2 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Western Commerce Bank, 12 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 92 | Not published | $275,000 | 1.1% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 0.0% |
Where Western Commerce Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Eddy County, NM | 79 | Not published | 1.2% |
| Lea County, NM | 12 | Not published | 0.0% |
| Curry County, NM | 6 | Under 10 loans | 14.3% |
| Valencia County, NM | 2 | Under 10 loans | 0.0% |
| Lubbock County, TX | 2 | Under 10 loans | 0.0% |
| Bossier Parish, LA | 1 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 1 | Under 10 loans | 0.0% |
| Roosevelt County, NM | 1 | Under 10 loans | 0.0% |
| Avery County, NC | 1 | Under 10 loans | 0.0% |
| Andrews County, TX | 1 | Under 10 loans | 0.0% |
| Archer County, TX | 1 | Under 10 loans | 0.0% |
| El Paso County, TX | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Western Commerce Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.