Vista Bank
Vista Bank received 101 applications in 2025 and made 88 mortgages, in 29 counties across 9 states. The median rate its borrowers got was Not published on a median loan of $535,000. Of 91 decisions, 3 were denials — 3.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493009LZZ8VZRVIX755 |
|---|---|
| Applications received | 101 |
| Mortgages made | 88 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 64 | Not published | $500,000 | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Cash-out refinancing | 15 | Not published | $730,000 | 6.3% |
Where Vista Bank lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lubbock County, TX | 29 | Not published | 0.0% |
| Palm Beach County, FL | 11 | Not published | 15.4% |
| Collier County, FL | 7 | Under 10 loans | 0.0% |
| Scurry County, TX | 7 | Under 10 loans | 0.0% |
| Denton County, TX | 4 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 3 | Under 10 loans | 0.0% |
| Dallas County, TX | 3 | Under 10 loans | 25.0% |
| Western Connecticut Planning Region, CT | 2 | Under 10 loans | 0.0% |
| Sarasota County, FL | 2 | Under 10 loans | 0.0% |
| Dawson County, TX | 2 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 0.0% |
| Napa County, CA | 1 | Under 10 loans | 0.0% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| Pitkin County, CO | 1 | Under 10 loans | 0.0% |
| Summit County, CO | 1 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Lake County, FL | 1 | Under 10 loans | 0.0% |
| Walton County, FL | 1 | Under 10 loans | 0.0% |
| Nantucket County, MA | 1 | Under 10 loans | 0.0% |
| Forsyth County, NC | 1 | Under 10 loans | 0.0% |
| Brazoria County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Hale County, TX | 1 | Under 10 loans | 0.0% |
| Midland County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Wise County, TX | 1 | Under 10 loans | 0.0% |
| King County, WA | 1 | Under 10 loans | 0.0% |
| Teton County, WY | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 0 | Under 10 loans | Not published |
Get told when this changes
When Vista Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.