Mortgage Lender Index

MORTGAGE FINANCIAL SERVICES, LLC

MORTGAGE FINANCIAL SERVICES, LLC received 2,920 applications in 2025 and made 2,083 mortgages, in 219 counties across 12 states. The median rate its borrowers got was 6.500% on a median loan of $255,000. Of 2,115 decisions, 31 were denials — 1.5%, most often for debt-to-income ratio.

Legal Entity Identifier5493009F6BJDCZMZ7Y26
Applications received2,920
Mortgages made2,083
Denied31
Approved, not taken up1
Withdrawn or incomplete805
Loans bought from other lenders0
Median rate spread over the prime offer rate0.418 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase1,924 6.500%$255,000 1.5%
Refinancing159 6.625%$295,000 0.6%

Where MORTGAGE FINANCIAL SERVICES, LLC lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Tom Green County, TX 2676.625%0.0%
Tarrant County, TX 1446.490%2.0%
Harris County, TX 1286.375%2.3%
Webb County, TX 1056.124%4.6%
Smith County, TX 1046.490%1.0%
Bexar County, TX 1006.250%2.9%
Bowie County, TX 916.625%0.0%
Jefferson County, AR 746.813%0.0%
Taylor County, TX 586.625%0.0%
Denton County, TX 496.375%0.0%
Galveston County, TX 446.250%2.2%
Dallas County, TX 416.625%2.4%
Shelby County, TN 386.875%0.0%
Collin County, TX 296.625%0.0%
Miller County, AR 276.625%0.0%
Hays County, TX 266.624%3.7%
Montgomery County, TX 266.125%0.0%
Parker County, TX 266.495%0.0%
Johnson County, TX 216.500%0.0%
Hidalgo County, TX 196.125%0.0%
Pulaski County, AR 186.750%0.0%
Brazoria County, TX 186.562%0.0%
Grant County, AR 176.875%0.0%
Cameron County, TX 176.250%5.6%
Nueces County, TX 175.990%0.0%
El Paso County, TX 166.250%15.8%
Fort Bend County, TX 156.500%6.3%
Runnels County, TX 156.625%0.0%
Medina County, TX 146.250%0.0%
Travis County, TX 136.750%0.0%
Anderson County, TX 126.438%0.0%
Comal County, TX 126.313%0.0%
Ellis County, TX 126.187%7.7%
Guadalupe County, TX 126.495%0.0%
Saline County, AR 116.990%0.0%
East Baton Rouge Parish, LA 116.990%0.0%
Cass County, TX 116.625%0.0%
White County, AR 106.688%0.0%
DeSoto County, MS 106.990%0.0%
Kaufman County, TX 106.307%0.0%
Williamson County, TX 106.313%0.0%
Hood County, TX 9Under 10 loans0.0%
Upshur County, TX 9Under 10 loans0.0%
Cherokee County, TX 8Under 10 loans11.1%
Ector County, TX 8Under 10 loans0.0%
Van Zandt County, TX 8Under 10 loans0.0%
Wilson County, TX 8Under 10 loans0.0%
Wise County, TX 8Under 10 loans0.0%
Angelina County, TX 7Under 10 loans0.0%
Chambers County, TX 7Under 10 loans12.5%

Get told when this changes

When MORTGAGE FINANCIAL SERVICES, LLC’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.