Mortgage lenders in Jefferson County
3,157 mortgages were made in Jefferson County, Texas, in 2025, by 318 lenders. The median rate their borrowers got was 6.625% on a median loan of $175,000. Of 4,433 decisions, 1,035 were denials — 23.4%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Neches Federal Credit Union | 299 | 6.250% | $115,000 | 10.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 275 | 6.500% | $205,000 | 16.5% |
| FIVEPOINT CREDIT UNION | 178 | Not published | $115,000 | 17.5% |
| Rocket Mortgage, LLC | 167 | 6.875% | $165,000 | 24.8% |
| GUILD MORTGAGE COMPANY | 138 | 6.500% | $225,000 | 3.1% |
| DUGOOD FEDERAL CREDIT UNION | 119 | Not published | $125,000 | 19.4% |
| Broker Solutions, Inc. | 118 | 6.375% | $165,000 | 9.7% |
| First Financial Bank | 108 | 6.925% | $165,000 | 10.7% |
| RAVE FINANCIAL CREDIT UNION | 80 | 5.875% | $75,000 | 34.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 73 | 6.750% | $215,000 | 10.8% |
| CANOPY MORTGAGE, LLC | 71 | 6.500% | $215,000 | 2.7% |
| Fairway Independent Mortgage Corporation | 60 | 6.625% | $225,000 | 4.7% |
| MCT CREDIT UNION | 57 | 6.250% | $105,000 | 19.7% |
| American Mortgage Bank, LLC | 52 | 6.625% | $220,000 | 5.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 52 | 7.350% | $175,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 51 | 4.990% | $275,000 | 21.2% |
| Mortgage Research Center, LLC | 48 | 6.438% | $225,000 | 22.6% |
| GULF CREDIT UNION | 46 | Not published | $105,000 | 19.0% |
| CMG MORTGAGE, INC. | 43 | 6.750% | $195,000 | 6.3% |
| KIND LENDING, LLC | 42 | 6.313% | $250,000 | 22.2% |
| FREEDOM MORTGAGE CORPORATION | 41 | 6.250% | $225,000 | 11.3% |
| UNION HOME MORTGAGE CORP. | 33 | 6.500% | $215,000 | 23.3% |
| PENNYMAC LOAN SERVICES, LLC | 30 | 6.625% | $180,000 | 36.5% |
| FBC MORTGAGE, LLC | 29 | 6.375% | $235,000 | 0.0% |
| EDUCATION FIRST | 27 | Not published | $105,000 | 23.7% |
| SOUTHWEST FUNDING, LP | 27 | 6.875% | $135,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 26 | 6.750% | $165,000 | 32.5% |
| 21st Mortgage Corporation | 25 | 9.740% | $105,000 | 69.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 23 | 6.750% | $225,000 | 14.8% |
| PNC Bank, National Association | 22 | 7.780% | $115,000 | 58.9% |
| T2 FINANCIAL LLC | 22 | 7.375% | $125,000 | 0.0% |
| NEWREZ LLC | 21 | 6.625% | $255,000 | 44.7% |
| NFM, INC. | 21 | 7.125% | $165,000 | 0.0% |
| EVERETT FINANCIAL, INC. | 20 | 6.813% | $160,000 | 8.7% |
| Gateway First Bank | 20 | 6.750% | $275,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 19 | 7.490% | $145,000 | 16.7% |
| Flagstar Bank, N.A. | 17 | 6.125% | $205,000 | 22.7% |
| Hamilton Mortgage Corporation | 16 | 6.125% | $310,000 | 0.0% |
| Equity Prime Mortgage LLC | 15 | 6.500% | $155,000 | 11.8% |
| RADIUS FINANCIAL GROUP INC. | 15 | 6.750% | $215,000 | 6.3% |
| Kiavi Funding, Inc. | 14 | 10.070% | $155,000 | 12.5% |
| Click n' Close, Inc. | 14 | 6.313% | $205,000 | 0.0% |
| Navy Federal Credit Union | 12 | 6.688% | $120,000 | 42.9% |
| Emporium TPO LLC | 12 | 7.188% | $115,000 | 0.0% |
| MLD MORTGAGE INC. | 12 | 6.125% | $210,000 | 7.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.250% | $180,000 | 7.7% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.625% | $205,000 | 0.0% |
| Wells Fargo Bank, National Association | 11 | 6.375% | $165,000 | 45.0% |
| City Bank | 11 | 6.125% | $245,000 | 15.4% |
| Loandepot.Com, LLC | 10 | 7.625% | $75,000 | 56.0% |
| Stellar Bank | 10 | 7.073% | $255,000 | 50.0% |
| AMERICAN HERITAGE LENDING, LLC | 10 | 7.438% | $80,000 | 7.1% |
| DOMINION FINANCIAL SERVICES, LLC | 10 | 9.250% | $175,000 | 0.0% |
| HOMETRUST MORTGAGE COMPANY | 10 | 6.813% | $205,000 | 9.1% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 59.1% |
| THE LOAN STORE, INC. | 9 | Under 10 loans | Under 10 loans | 38.9% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 40.0% |
| AML FUNDING LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 56.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BRIDGE CITY STATE BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 7 | Under 10 loans | Under 10 loans | 61.1% |
| FIGURE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 27.8% |
| SECURITYNATIONAL MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 12.5% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| PLANET HOME LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 36.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 54.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 6 | Under 10 loans | Under 10 loans | 21.4% |
| ROYAL UNITED MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| GoodLeap, LLC | 6 | Under 10 loans | Under 10 loans | 30.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Synergy One Lending, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 80.0% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 61.5% |
| GUARANTEED RATE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Prosperity Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Sabine Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 25.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 60.0% |
| HANCOCK WHITNEY BANK | 4 | Under 10 loans | Under 10 loans | 60.0% |
| U.S. Bank National Association | 4 | Under 10 loans | Under 10 loans | 44.4% |
| Frost Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| NexBank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Third Coast Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 88.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 68.4% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 73.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 62.5% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHEVRON Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| CREDIT UNION OF TEXAS | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EUSTIS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SERVICE Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 84.6% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 38.5% |
| SPRING EQ, LLC | 2 | Under 10 loans | Under 10 loans | 83.3% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 81.8% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 28.6% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Texas First Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| H E B Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FocusOne Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAXY L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 5493004T38NMC864VL66 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PGIM REAL ESTATE AGENCY FINANCING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY RESOURCE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 85.7% |
| SHELL FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Trustmark National Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NIZARI PROGRESSIVE FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CLEARPATH LENDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SYNERGY FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Comerica Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Origin Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Shelby Savings Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens 1st Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Renasant Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VeraBank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gibsland Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 118 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Jefferson County
42 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Stellar Bank | 7 | $2.5 billion |
| PNC Bank, National Association | 5 | $331.3 million |
| JPMorgan Chase Bank, National Association | 3 | $602.0 million |
| Wells Fargo Bank, National Association | 3 | $479.6 million |
| Texas First Bank | 3 | $180.1 million |
| Prosperity Bank | 3 | $70.7 million |
| Capital One, National Association | 2 | $584.4 million |
| First Financial Bank | 2 | $349.6 million |
| Hancock Whitney Bank | 2 | $181.3 million |
| Third Coast Bank | 2 | $144.3 million |
| Woodforest National Bank | 2 | $9.3 million |
| First National Bank Texas | 2 | $8.3 million |
| Bank of America, National Association | 1 | $410.1 million |
| The First Security Bank | 1 | $99.4 million |
| First State Bank of Texas | 1 | $34.8 million |
| Producer Bank of Texas | 1 | $14.0 million |
| First Liberty Bank | 1 | $8.1 million |
| Commercial Bank of Texas, National Association | 1 | $3.8 million |
Closed since the 2025 survey
2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- JPMorgan Chase Bank, National Association, 995 Washington Blvd, Beaumont
- Wells Fargo Bank, National Association, 1423 Boston Ave, Nederland
Get told when this changes
When the next year’s lending figures are out for Jefferson County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.