Gibsland Bank & Trust Company
Gibsland Bank & Trust Company received 213 applications in 2025 and made 156 mortgages, in 19 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 182 decisions, 23 were denials — 12.6%.
| Legal Entity Identifier | 54930094EUD08LZEJR51 |
|---|---|
| Applications received | 213 |
| Mortgages made | 156 |
| Denied | 23 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 31 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Gibsland Bank & Trust Company, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 66 | Not published | $165,000 | 14.3% |
| Refinancing | 73 | Not published | $85,000 | 6.2% |
| Other purposes | 17 | Not published | $55,000 | 29.2% |
Where Gibsland Bank & Trust Company lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Webster Parish, LA | 34 | Not published | 8.1% |
| Lincoln Parish, LA | 30 | Not published | 16.7% |
| Caddo Parish, LA | 29 | Not published | 9.1% |
| Claiborne Parish, LA | 21 | Not published | 25.0% |
| Bossier Parish, LA | 17 | Not published | 5.3% |
| Bienville Parish, LA | 6 | Under 10 loans | 0.0% |
| Ouachita Parish, LA | 5 | Under 10 loans | 28.6% |
| Jackson Parish, LA | 3 | Under 10 loans | 25.0% |
| Red River Parish, LA | 2 | Under 10 loans | 0.0% |
| Richland Parish, LA | 2 | Under 10 loans | 0.0% |
| Union Parish, LA | 2 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 1 | Under 10 loans | 0.0% |
| Winn Parish, LA | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Jefferson County, TX | 1 | Under 10 loans | 0.0% |
| Marion County, TX | 1 | Under 10 loans | 0.0% |
| Faulkner County, AR | 0 | Under 10 loans | 0.0% |
| McCurtain County, OK | 0 | Under 10 loans | Not published |
| Midland County, TX | 0 | Under 10 loans | Not published |
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When Gibsland Bank & Trust Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.