Mortgage Lender Index

DUGOOD FEDERAL CREDIT UNION

DUGOOD FEDERAL CREDIT UNION received 396 applications in 2025 and made 264 mortgages, in 26 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $145,000. Of 349 decisions, 68 were denials — 19.5%. 1 of its applications carried no county and are counted here but on no county page.

Legal Entity Identifier549300TVVKZJG3FJDS34
Applications received396
Mortgages made264
Denied68
Approved, not taken up17
Withdrawn or incomplete47
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase72 Not published$215,000 14.9%
Refinancing132 Not published$145,000 13.7%
Other purposes60 Not published$65,000 32.7%

Where DUGOOD FEDERAL CREDIT UNION lends most

The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Jefferson County, TX 119Not published19.4%
Orange County, TX 39Not published16.0%
Hardin County, TX 33Not published14.6%
Harris County, TX 24Not published14.3%
Jasper County, TX 23Not published13.8%
Montgomery County, TX 6Under 10 loans25.0%
Chambers County, TX 5Under 10 loans50.0%
Tyler County, TX 3Under 10 loans50.0%
Cherokee County, TX 1Under 10 loans0.0%
Dallas County, TX 1Under 10 loans0.0%
Galveston County, TX 1Under 10 loans0.0%
Liberty County, TX 1Under 10 loans0.0%
Midland County, TX 1Under 10 loans50.0%
Newton County, TX 1Under 10 loans0.0%
Polk County, TX 1Under 10 loans0.0%
Sabine County, TX 1Under 10 loans0.0%
Smith County, TX 1Under 10 loans0.0%
Tarrant County, TX 1Under 10 loans0.0%
Williamson County, TX 1Under 10 loans0.0%
Anderson County, TX 0Under 10 loans100.0%
Aransas County, TX 0Under 10 loansNot published
Brazoria County, TX 0Under 10 loansNot published
Collin County, TX 0Under 10 loans100.0%
Fannin County, TX 0Under 10 loans100.0%
Hays County, TX 0Under 10 loansNot published
Parker County, TX 0Under 10 loansNot published

Get told when this changes

When DUGOOD FEDERAL CREDIT UNION’s figures are published for the next year, or restated.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.