Mortgage Lender Index

First Financial Bank

First Financial Bank is a state bank, federal reserve member based in Abilene, Texas, with $15.2 billion in assets and $13.3 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 83 branches in 31 counties.

FDIC certificate3066
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$15.2 billion
Deposits$13.3 billion
Offices83
Net income, year to date$135.2 million
Return on assets1.77%
Websitewww.ffin.com/
Mortgage lendingFirst Financial Bank reported 7,073 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Taylor County, TX 14$3.3 billion
Montgomery County, TX 8$970.7 million
Parker County, TX 6$927.7 million
Brazos County, TX 5$798.6 million
Johnson County, TX 5$582.6 million
Tarrant County, TX 4$664.2 million
Eastland County, TX 4$434.0 million
Tom Green County, TX 3$1.1 billion
Orange County, TX 3$591.9 million
Wise County, TX 3$400.8 million
Hood County, TX 3$290.9 million
Erath County, TX 2$545.4 million
Jefferson County, TX 2$349.6 million
Ellis County, TX 2$310.9 million
Walker County, TX 2$303.0 million
Shackelford County, TX 2$86.9 million
Palo Pinto County, TX 1$288.5 million
Nolan County, TX 1$220.0 million
Denton County, TX 1$212.0 million
Deaf Smith County, TX 1$173.5 million
Somervell County, TX 1$141.1 million
Wharton County, TX 1$140.0 million
Callahan County, TX 1$134.9 million
Hardin County, TX 1$103.9 million
Matagorda County, TX 1$65.8 million
Ector County, TX 1$57.3 million
Fisher County, TX 1$43.9 million
Fort Bend County, TX 1$40.7 million
Robertson County, TX 1$39.2 million
Newton County, TX 1$33.0 million
Harris County, TX 1$22.7 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.