FIVEPOINT CREDIT UNION
FIVEPOINT CREDIT UNION received 478 applications in 2025 and made 348 mortgages, in 24 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 471 decisions, 73 were denials — 15.5%.
| Legal Entity Identifier | 549300HO5ZZCX2Z8V467 |
|---|---|
| Applications received | 478 |
| Mortgages made | 348 |
| Denied | 73 |
| Approved, not taken up | 50 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 108 | Not published | $200,000 | 2.4% |
| Refinancing | 137 | Not published | $125,000 | 17.8% |
| Other purposes | 103 | Not published | $65,000 | 23.0% |
Where FIVEPOINT CREDIT UNION lends most
The 24 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, TX | 178 | Not published | 17.5% |
| Orange County, TX | 51 | Not published | 13.9% |
| Hardin County, TX | 33 | Not published | 5.0% |
| Montgomery County, TX | 28 | Not published | 10.5% |
| Jasper County, TX | 16 | Not published | 20.0% |
| Harris County, TX | 13 | Not published | 21.1% |
| Chambers County, TX | 4 | Under 10 loans | 28.6% |
| Galveston County, TX | 4 | Under 10 loans | 0.0% |
| Newton County, TX | 4 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 2 | Under 10 loans | 0.0% |
| Sabine County, TX | 2 | Under 10 loans | 0.0% |
| Tyler County, TX | 2 | Under 10 loans | 0.0% |
| Waller County, TX | 2 | Under 10 loans | 33.3% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Brazoria County, TX | 1 | Under 10 loans | 0.0% |
| Grimes County, TX | 1 | Under 10 loans | 50.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Liberty County, TX | 1 | Under 10 loans | 0.0% |
| Limestone County, TX | 1 | Under 10 loans | 0.0% |
| Polk County, TX | 1 | Under 10 loans | 0.0% |
| San Jacinto County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Gregg County, TX | 0 | Under 10 loans | 100.0% |
| San Patricio County, TX | 0 | Under 10 loans | 100.0% |
Get told when this changes
When FIVEPOINT CREDIT UNION’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.