FocusOne Mortgage, LLC
FocusOne Mortgage, LLC received 540 applications in 2025 and made 296 mortgages, in 65 counties across 3 states. The median rate its borrowers got was 6.745% on a median loan of $165,000. Of 351 decisions, 31 were denials — 8.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300P6J0MZZT4UMT05 |
|---|---|
| Applications received | 540 |
| Mortgages made | 296 |
| Denied | 31 |
| Approved, not taken up | 24 |
| Withdrawn or incomplete | 189 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.55 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 130 | 6.375% | $245,000 | 8.6% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cash-out refinancing | 158 | 7.038% | $95,000 | 9.0% |
Where FocusOne Mortgage, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 103 | 6.750% | 13.0% |
| Bexar County, TX | 41 | 7.125% | 6.8% |
| Fort Bend County, TX | 19 | 6.490% | 17.4% |
| Montgomery County, TX | 19 | 6.750% | 4.6% |
| Dallas County, TX | 13 | 6.625% | 5.9% |
| Walker County, TX | 10 | 6.375% | 0.0% |
| Randall County, TX | 9 | Under 10 loans | 0.0% |
| Galveston County, TX | 7 | Under 10 loans | 0.0% |
| Brazoria County, TX | 6 | Under 10 loans | 0.0% |
| Orange County, TX | 6 | Under 10 loans | 0.0% |
| Waller County, TX | 6 | Under 10 loans | 0.0% |
| Comal County, TX | 5 | Under 10 loans | 0.0% |
| Nueces County, TX | 4 | Under 10 loans | 0.0% |
| Kerr County, TX | 3 | Under 10 loans | 25.0% |
| Leon County, TX | 3 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Gray County, TX | 2 | Under 10 loans | 0.0% |
| Grimes County, TX | 2 | Under 10 loans | 0.0% |
| Jefferson County, TX | 2 | Under 10 loans | 0.0% |
| Kaufman County, TX | 2 | Under 10 loans | 0.0% |
| Potter County, TX | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Travis County, TX | 2 | Under 10 loans | 0.0% |
| Trinity County, TX | 2 | Under 10 loans | 0.0% |
| Orleans Parish, LA | 1 | Under 10 loans | 0.0% |
| Aransas County, TX | 1 | Under 10 loans | 0.0% |
| Atascosa County, TX | 1 | Under 10 loans | 0.0% |
| Bandera County, TX | 1 | Under 10 loans | 50.0% |
| Blanco County, TX | 1 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Calhoun County, TX | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Chambers County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Hardin County, TX | 1 | Under 10 loans | 0.0% |
| Hood County, TX | 1 | Under 10 loans | 0.0% |
| Jasper County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Kleberg County, TX | 1 | Under 10 loans | 0.0% |
| Lubbock County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Madison County, TX | 1 | Under 10 loans | 0.0% |
| Matagorda County, TX | 1 | Under 10 loans | 0.0% |
| Nacogdoches County, TX | 1 | Under 10 loans | 0.0% |
| Polk County, TX | 1 | Under 10 loans | 50.0% |
| Val Verde County, TX | 1 | Under 10 loans | 0.0% |
| Webb County, TX | 1 | Under 10 loans | 0.0% |
| Duval County, FL | 0 | Under 10 loans | Not published |
| East Baton Rouge Parish, LA | 0 | Under 10 loans | Not published |
Get told when this changes
When FocusOne Mortgage, LLC’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.