SYNERGY FEDERAL CREDIT UNION
SYNERGY FEDERAL CREDIT UNION received 120 applications in 2025 and made 87 mortgages, in 31 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $175,000. Of 93 decisions, 6 were denials — 6.5%.
| Legal Entity Identifier | 549300QEVTCM4MW2YI14 |
|---|---|
| Applications received | 120 |
| Mortgages made | 87 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 39 | Not published | $355,000 | 0.0% |
| Refinancing | 16 | Not published | $160,000 | 0.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 32 | Not published | $90,000 | 11.1% |
Where SYNERGY FEDERAL CREDIT UNION lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bexar County, TX | 24 | Not published | 11.1% |
| Nueces County, TX | 17 | Not published | 5.6% |
| Galveston County, TX | 8 | Under 10 loans | 0.0% |
| Harris County, TX | 7 | Under 10 loans | 0.0% |
| Comal County, TX | 3 | Under 10 loans | 0.0% |
| Orange County, TX | 3 | Under 10 loans | 25.0% |
| Atascosa County, TX | 2 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 2 | Under 10 loans | 0.0% |
| Live Oak County, TX | 2 | Under 10 loans | 0.0% |
| Travis County, TX | 2 | Under 10 loans | 0.0% |
| Bandera County, TX | 1 | Under 10 loans | 0.0% |
| Bastrop County, TX | 1 | Under 10 loans | 0.0% |
| Brazoria County, TX | 1 | Under 10 loans | 0.0% |
| Brown County, TX | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| Hidalgo County, TX | 1 | Under 10 loans | 0.0% |
| Jefferson County, TX | 1 | Under 10 loans | 0.0% |
| Kendall County, TX | 1 | Under 10 loans | 0.0% |
| Kerr County, TX | 1 | Under 10 loans | 0.0% |
| Medina County, TX | 1 | Under 10 loans | 0.0% |
| Montgomery County, TX | 1 | Under 10 loans | 0.0% |
| Refugio County, TX | 1 | Under 10 loans | 0.0% |
| Rockwall County, TX | 1 | Under 10 loans | 0.0% |
| San Patricio County, TX | 1 | Under 10 loans | 0.0% |
| Wilson County, TX | 1 | Under 10 loans | 0.0% |
| Bee County, TX | 0 | Under 10 loans | 100.0% |
| Chambers County, TX | 0 | Under 10 loans | Not published |
| Dallas County, TX | 0 | Under 10 loans | Not published |
| Fort Bend County, TX | 0 | Under 10 loans | Not published |
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When SYNERGY FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.