Mortgage Lender Index

UNITED NORTHERN MORTGAGE BANKERS LIMITED

UNITED NORTHERN MORTGAGE BANKERS LIMITED received 1,189 applications in 2025 and made 793 mortgages, in 138 counties across 20 states. The median rate its borrowers got was 6.500% on a median loan of $475,000. Of 906 decisions, 67 were denials — 7.4%, most often for debt-to-income ratio.

Legal Entity Identifier549300TCY9QY8BRDQJ12
Applications received1,189
Mortgages made793
Denied67
Approved, not taken up46
Withdrawn or incomplete283
Loans bought from other lenders0
Median rate spread over the prime offer rate0.27 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase701 6.624%$475,000 7.3%
Refinancing92 6.500%$455,000 8.0%

Where UNITED NORTHERN MORTGAGE BANKERS LIMITED lends most

The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Westchester County, NY 1376.625%9.0%
Suffolk County, NY 936.500%5.1%
Nassau County, NY 716.625%2.7%
Bronx County, NY 646.625%22.8%
Hamilton County, TN 475.990%4.1%
Orange County, NY 456.500%4.2%
Queens County, NY 436.500%9.1%
Rockland County, NY 216.624%4.2%
Bergen County, NJ 206.490%4.8%
Putnam County, NY 206.557%0.0%
Dutchess County, NY 186.495%13.6%
Kings County, NY 116.500%0.0%
Monmouth County, NJ 106.995%16.7%
Passaic County, NJ 106.438%0.0%
Western Connecticut Planning Region, CT 9Under 10 loans0.0%
Morris County, NJ 9Under 10 loans0.0%
Essex County, NJ 7Under 10 loans0.0%
Middlesex County, NJ 7Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 6Under 10 loans0.0%
Naugatuck Valley Planning Region, CT 6Under 10 loans25.0%
South Central Connecticut Planning Region, CT 6Under 10 loans0.0%
Ocean County, NJ 6Under 10 loans0.0%
Hudson County, NJ 5Under 10 loans0.0%
Richmond County, NY 4Under 10 loans0.0%
Sullivan County, NY 4Under 10 loans0.0%
Lackawanna County, PA 4Under 10 loans0.0%
Monroe County, PA 4Under 10 loans0.0%
Orange County, FL 3Under 10 loans0.0%
Mercer County, NJ 3Under 10 loans0.0%
Union County, NJ 3Under 10 loans0.0%
Ulster County, NY 3Under 10 loans0.0%
Capitol Planning Region, CT 2Under 10 loans25.0%
Hillsborough County, FL 2Under 10 loans0.0%
Lee County, FL 2Under 10 loans0.0%
Osceola County, FL 2Under 10 loans0.0%
Cobb County, GA 2Under 10 loans0.0%
Gwinnett County, GA 2Under 10 loans0.0%
Burlington County, NJ 2Under 10 loans0.0%
Sussex County, NJ 2Under 10 loans0.0%
Erie County, NY 2Under 10 loans0.0%
Greene County, NY 2Under 10 loans0.0%
Saratoga County, NY 2Under 10 loans0.0%
Craven County, NC 2Under 10 loans0.0%
Harnett County, NC 2Under 10 loans0.0%
Berks County, PA 2Under 10 loans0.0%
Beaufort County, SC 2Under 10 loans0.0%
Collin County, TX 2Under 10 loans0.0%
Harris County, TX 2Under 10 loans0.0%
San Diego County, CA 1Under 10 loans0.0%
Larimer County, CO 1Under 10 loans0.0%

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When UNITED NORTHERN MORTGAGE BANKERS LIMITED’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.