Shelby Savings Bank, SSB
Shelby Savings Bank, SSB received 140 applications in 2025 and made 81 mortgages, in 19 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 114 decisions, 12 were denials — 10.5%.
| Legal Entity Identifier | 2549008XU46NWFIFUY72 |
|---|---|
| Applications received | 140 |
| Mortgages made | 81 |
| Denied | 12 |
| Approved, not taken up | 21 |
| Withdrawn or incomplete | 26 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Shelby Savings Bank, SSB, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $200,000 | 9.1% |
| Refinancing | 18 | Not published | $120,000 | 4.6% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Other purposes | 21 | Not published | $125,000 | 13.9% |
Where Shelby Savings Bank, SSB lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sabine County, TX | 21 | Not published | 16.7% |
| Jasper County, TX | 16 | Not published | 0.0% |
| Shelby County, TX | 15 | Not published | 20.8% |
| Anderson County, TX | 7 | Under 10 loans | 0.0% |
| Smith County, TX | 5 | Under 10 loans | 14.3% |
| Hardin County, TX | 3 | Under 10 loans | 0.0% |
| Nacogdoches County, TX | 3 | Under 10 loans | 20.0% |
| San Augustine County, TX | 2 | Under 10 loans | 0.0% |
| Angelina County, TX | 1 | Under 10 loans | 0.0% |
| Cherokee County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 0.0% |
| Henderson County, TX | 1 | Under 10 loans | 0.0% |
| Jefferson County, TX | 1 | Under 10 loans | 0.0% |
| Newton County, TX | 1 | Under 10 loans | 0.0% |
| Panola County, TX | 1 | Under 10 loans | 0.0% |
| Walker County, TX | 1 | Under 10 loans | 0.0% |
| Wood County, TX | 1 | Under 10 loans | 0.0% |
| Gregg County, TX | 0 | Under 10 loans | Not published |
| Tyler County, TX | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.