Home purchase lenders in Jefferson County
1,963 home purchase mortgages were made in Jefferson County, Texas, in 2025, by 239 lenders. The median rate their borrowers got was 6.625% on a median loan of $205,000. Of 2,487 decisions, 403 were denials — 16.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 211 | 6.500% | $195,000 | 12.8% |
| GUILD MORTGAGE COMPANY | 128 | 6.500% | $215,000 | 3.4% |
| Broker Solutions, Inc. | 113 | 6.375% | $165,000 | 2.5% |
| Rocket Mortgage, LLC | 74 | 6.688% | $195,000 | 16.9% |
| First Financial Bank | 73 | 6.875% | $185,000 | 2.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 68 | 6.719% | $215,000 | 10.4% |
| Neches Federal Credit Union | 66 | 6.250% | $205,000 | 2.7% |
| CANOPY MORTGAGE, LLC | 65 | 6.625% | $215,000 | 3.0% |
| Fairway Independent Mortgage Corporation | 59 | 6.625% | $225,000 | 3.2% |
| FIVEPOINT CREDIT UNION | 58 | Not published | $175,000 | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 51 | 4.990% | $275,000 | 21.2% |
| American Mortgage Bank, LLC | 51 | 6.625% | $215,000 | 1.9% |
| Mortgage Research Center, LLC | 44 | 6.500% | $230,000 | 8.3% |
| KIND LENDING, LLC | 40 | 6.375% | $250,000 | 14.9% |
| DUGOOD FEDERAL CREDIT UNION | 34 | Not published | $170,000 | 10.0% |
| CMG MORTGAGE, INC. | 34 | 6.625% | $195,000 | 5.4% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 30 | 7.400% | $250,000 | 0.0% |
| FBC MORTGAGE, LLC | 29 | 6.375% | $235,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 28 | 6.500% | $190,000 | 24.3% |
| SOUTHWEST FUNDING, LP | 26 | 6.875% | $140,000 | 0.0% |
| 21st Mortgage Corporation | 25 | 9.740% | $105,000 | 69.4% |
| AMERICAN FINANCIAL NETWORK, INC. | 23 | 6.750% | $225,000 | 8.0% |
| FREEDOM MORTGAGE CORPORATION | 22 | 6.250% | $215,000 | 12.0% |
| T2 FINANCIAL LLC | 21 | 7.375% | $125,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 20 | 6.625% | $165,000 | 28.6% |
| EVERETT FINANCIAL, INC. | 18 | 6.813% | $160,000 | 9.5% |
| MCT CREDIT UNION | 18 | 6.250% | $190,000 | 10.0% |
| Flagstar Bank, N.A. | 17 | 6.125% | $205,000 | 22.7% |
| RAVE FINANCIAL CREDIT UNION | 16 | 6.625% | $160,000 | 9.5% |
| Equity Prime Mortgage LLC | 15 | 6.500% | $155,000 | 11.8% |
| RADIUS FINANCIAL GROUP INC. | 15 | 6.750% | $215,000 | 6.3% |
| Hamilton Mortgage Corporation | 14 | 6.125% | $325,000 | 0.0% |
| NFM, INC. | 14 | 7.063% | $175,000 | 0.0% |
| Click n' Close, Inc. | 13 | 6.250% | $215,000 | 0.0% |
| MLD MORTGAGE INC. | 12 | 6.125% | $210,000 | 7.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.250% | $180,000 | 0.0% |
| Gateway First Bank | 11 | 6.750% | $285,000 | 0.0% |
| NEWREZ LLC | 11 | 6.625% | $255,000 | 8.3% |
| EDUCATION FIRST | 11 | Not published | $145,000 | 26.7% |
| PENNYMAC LOAN SERVICES, LLC | 11 | 6.499% | $245,000 | 26.7% |
| City Bank | 10 | 6.125% | $260,000 | 16.7% |
| GULF CREDIT UNION | 10 | Not published | $155,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 55.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| HOMETRUST MORTGAGE COMPANY | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LOWER, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 8 | Under 10 loans | Under 10 loans | 42.9% |
| Navy Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Stellar Bank | 8 | Under 10 loans | Under 10 loans | 16.7% |
| AML FUNDING LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 7 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 54.0% |
| Synergy One Lending, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | Under 10 loans | Under 10 loans | 80.0% |
| GUARANTEED RATE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Paramount Residential Mortgage Group, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NETWORK FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Cadence Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BRIDGE CITY STATE BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 73.7% |
| USAA Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 66.7% |
| CHEVRON Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| EUSTIS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Prosperity Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Third Coast Bank, SSB | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 77.8% |
| FirstBank | 2 | Under 10 loans | Under 10 loans | 38.5% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 28.6% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Loandepot.Com, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST SERVICE Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sabine Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AAXY L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECTIONS EQUITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 14.3% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| HANCOCK WHITNEY BANK | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FocusOne Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NIZARI PROGRESSIVE FCU | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Origin Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Trustmark National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens 1st Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First IC Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texas First Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VeraBank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Gibsland Bank & Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RALLY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commercial Bank of Texas, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STONE MEADOW LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Tax Lady | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANCE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED BUILT HOMES, L.L.C. | 0 | Under 10 loans | Under 10 loans | 91.7% |
| TAMMAC HOLDINGS CORPORATION | 0 | Under 10 loans | Under 10 loans | 85.7% |
| HomePromise Corporation | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LENDINGONE, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| SOFI BANK, NATIONAL ASSOCIATION | 0 | Under 10 loans | Under 10 loans | Not published |
| Tomo Mortgage, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Commerce Home Mortgage, Inc. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 0 | Under 10 loans | Under 10 loans | Not published |
| COMMUNITY RESOURCE CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| JSC Federal Credit Union | 0 | Under 10 loans | Under 10 loans | 100.0% |
| SHELL FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | Not published |
| CALCON MUTUAL MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| MICHIGAN MUTUAL, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| DEEPHAVEN MORTGAGE LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Discover Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| NBKC BANK | 0 | Under 10 loans | Under 10 loans | 100.0% |
| LIMA ONE CAPITAL, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Home Mortgage Alliance Corporation (HMAC) | 0 | Under 10 loans | Under 10 loans | Not published |
| CAKE MORTGAGE CORP. | 0 | Under 10 loans | Under 10 loans | Not published |
| LEADERONE FINANCIAL CORPORATION | 0 | Under 10 loans | Under 10 loans | 100.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 0 | Under 10 loans | Under 10 loans | Not published |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 0 | Under 10 loans | Under 10 loans | Not published |
| NATION ONE MORTGAGE CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| MEMBERS CHOICE | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 39 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.