EDUCATION FIRST
EDUCATION FIRST received 236 applications in 2025 and made 58 mortgages, in 26 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $115,000. Of 174 decisions, 98 were denials — 56.3%. 133 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300L8D4DNZNL31O66 |
|---|---|
| Applications received | 236 |
| Mortgages made | 58 |
| Denied | 98 |
| Approved, not taken up | 18 |
| Withdrawn or incomplete | 62 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 21 | Not published | $165,000 | 60.9% |
| Refinancing | 24 | Not published | $105,000 | 51.4% |
| Cash-out refinancing | 11 | Not published | $95,000 | 58.6% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 50.0% |
Where EDUCATION FIRST lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, TX | 27 | Not published | 23.7% |
| Hardin County, TX | 9 | Under 10 loans | 16.7% |
| Tyler County, TX | 5 | Under 10 loans | 44.4% |
| Jasper County, TX | 4 | Under 10 loans | 50.0% |
| Orange County, TX | 4 | Under 10 loans | 0.0% |
| Newton County, TX | 3 | Under 10 loans | 0.0% |
| Chambers County, TX | 1 | Under 10 loans | 50.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 1 | Under 10 loans | 66.7% |
| Harrison County, TX | 1 | Under 10 loans | 0.0% |
| Jackson County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Angelina County, TX | 0 | Under 10 loans | 100.0% |
| Bell County, TX | 0 | Under 10 loans | Not published |
| Bexar County, TX | 0 | Under 10 loans | 100.0% |
| Brazoria County, TX | 0 | Under 10 loans | 100.0% |
| Comal County, TX | 0 | Under 10 loans | 100.0% |
| Dallas County, TX | 0 | Under 10 loans | Not published |
| Denton County, TX | 0 | Under 10 loans | 100.0% |
| Ellis County, TX | 0 | Under 10 loans | 100.0% |
| Fort Bend County, TX | 0 | Under 10 loans | Not published |
| Grayson County, TX | 0 | Under 10 loans | Not published |
| Guadalupe County, TX | 0 | Under 10 loans | Not published |
| Medina County, TX | 0 | Under 10 loans | Not published |
| Van Zandt County, TX | 0 | Under 10 loans | Not published |
| Waller County, TX | 0 | Under 10 loans | 100.0% |
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When EDUCATION FIRST’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.