COMMUNITY RESOURCE CREDIT UNION
COMMUNITY RESOURCE CREDIT UNION received 526 applications in 2025 and made 204 mortgages, in 23 counties across 1 state. The median rate its borrowers got was 6.500% on a median loan of $120,000. Of 369 decisions, 163 were denials — 44.2%, most often for credit history.
| Legal Entity Identifier | 549300QWA589VRBWSZ92 |
|---|---|
| Applications received | 526 |
| Mortgages made | 204 |
| Denied | 163 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 157 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.11 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 43 | 6.500% | $265,000 | 54.2% |
| Refinancing | 11 | 6.500% | $135,000 | 69.4% |
| Cash-out refinancing | 145 | 6.625% | $95,000 | 36.2% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 37.5% |
Where COMMUNITY RESOURCE CREDIT UNION lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harris County, TX | 134 | 6.500% | 45.4% |
| Chambers County, TX | 36 | 6.750% | 34.6% |
| Liberty County, TX | 12 | 6.563% | 47.8% |
| Montgomery County, TX | 5 | Under 10 loans | 37.5% |
| Brazoria County, TX | 3 | Under 10 loans | 25.0% |
| Fort Bend County, TX | 3 | Under 10 loans | 40.0% |
| Galveston County, TX | 2 | Under 10 loans | 50.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Hidalgo County, TX | 1 | Under 10 loans | 0.0% |
| Jefferson County, TX | 1 | Under 10 loans | 85.7% |
| Kendall County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| San Augustine County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Tyler County, TX | 1 | Under 10 loans | 0.0% |
| Upshur County, TX | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 0 | Under 10 loans | 100.0% |
| Hardin County, TX | 0 | Under 10 loans | Not published |
| Jasper County, TX | 0 | Under 10 loans | 100.0% |
| San Jacinto County, TX | 0 | Under 10 loans | 100.0% |
| Smith County, TX | 0 | Under 10 loans | Not published |
| Walker County, TX | 0 | Under 10 loans | Not published |
| Waller County, TX | 0 | Under 10 loans | 100.0% |
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When COMMUNITY RESOURCE CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.