ASSOCIATED CREDIT UNION OF TEXAS
ASSOCIATED CREDIT UNION OF TEXAS received 198 applications in 2025 and made 169 mortgages, in 26 counties across 3 states. The median rate its borrowers got was 6.875% on a median loan of $115,000. Of 171 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300JX4XZ2XQAMU684 |
|---|---|
| Applications received | 198 |
| Mortgages made | 169 |
| Denied | 0 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.239 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 43 | 6.750% | $245,000 | 0.0% |
| Refinancing | 16 | 6.688% | $140,000 | 0.0% |
| Cash-out refinancing | 110 | 6.875% | $85,000 | 0.0% |
Where ASSOCIATED CREDIT UNION OF TEXAS lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Galveston County, TX | 58 | 6.750% | 0.0% |
| Harris County, TX | 52 | 6.990% | 0.0% |
| Brazoria County, TX | 29 | 6.740% | 0.0% |
| Montgomery County, TX | 5 | Under 10 loans | 0.0% |
| Angelina County, TX | 3 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 3 | Under 10 loans | 0.0% |
| Dallas County, TX | 2 | Under 10 loans | 0.0% |
| Waller County, TX | 2 | Under 10 loans | 0.0% |
| Washington County, TX | 2 | Under 10 loans | 0.0% |
| Austin County, TX | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 1 | Under 10 loans | 0.0% |
| Freestone County, TX | 1 | Under 10 loans | 0.0% |
| Grimes County, TX | 1 | Under 10 loans | 0.0% |
| Hays County, TX | 1 | Under 10 loans | 0.0% |
| Kendall County, TX | 1 | Under 10 loans | 0.0% |
| Lavaca County, TX | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 1 | Under 10 loans | 0.0% |
| Nueces County, TX | 1 | Under 10 loans | 0.0% |
| Polk County, TX | 1 | Under 10 loans | 0.0% |
| San Augustine County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 0.0% |
| Eddy County, NM | 0 | Under 10 loans | Not published |
| Williams County, ND | 0 | Under 10 loans | Not published |
| Ellis County, TX | 0 | Under 10 loans | Not published |
| Liberty County, TX | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.