RED ROCKS Credit Union
RED ROCKS Credit Union received 350 applications in 2025 and made 238 mortgages, in 28 counties across 7 states. The median rate its borrowers got was 7.750% on a median loan of $135,000. Of 298 decisions, 54 were denials — 18.1%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493009NZUFSRFRWTY71 |
|---|---|
| Applications received | 350 |
| Mortgages made | 238 |
| Denied | 54 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 52 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.495 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | 7.250% | $255,000 | 0.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 73 | 7.990% | $155,000 | 17.1% |
| Other purposes | 146 | 7.750% | $105,000 | 20.0% |
Where RED ROCKS Credit Union lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Douglas County, CO | 74 | 7.750% | 15.7% |
| Jefferson County, CO | 49 | 7.500% | 9.1% |
| Arapahoe County, CO | 32 | 7.990% | 19.1% |
| Adams County, CO | 23 | 7.500% | 17.9% |
| Denver County, CO | 22 | 7.750% | 17.9% |
| El Paso County, CO | 6 | Under 10 loans | 25.0% |
| Larimer County, CO | 6 | Under 10 loans | 14.3% |
| Weld County, CO | 6 | Under 10 loans | 33.3% |
| Boulder County, CO | 5 | Under 10 loans | 0.0% |
| Garfield County, CO | 4 | Under 10 loans | 0.0% |
| Mesa County, CO | 2 | Under 10 loans | 0.0% |
| Park County, CO | 2 | Under 10 loans | 0.0% |
| Summit County, CO | 2 | Under 10 loans | 0.0% |
| Clear Creek County, CO | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 50.0% |
| Fremont County, CO | 1 | Under 10 loans | 0.0% |
| Montrose County, CO | 1 | Under 10 loans | 50.0% |
| Pueblo County, CO | 1 | Under 10 loans | 50.0% |
| Archuleta County, CO | 0 | Under 10 loans | 100.0% |
| Broomfield County, CO | 0 | Under 10 loans | 100.0% |
| Elbert County, CO | 0 | Under 10 loans | 50.0% |
| Otero County, CO | 0 | Under 10 loans | 100.0% |
| Hillsborough County, FL | 0 | Under 10 loans | 100.0% |
| Sarasota County, FL | 0 | Under 10 loans | Not published |
| Porter County, IN | 0 | Under 10 loans | Not published |
| Scotts Bluff County, NE | 0 | Under 10 loans | 100.0% |
| Collin County, TX | 0 | Under 10 loans | 100.0% |
| Norfolk city, VA | 0 | Under 10 loans | 100.0% |
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When RED ROCKS Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.