Mortgage Lender Index

ANB Bank

ANB Bank received 691 applications in 2025 and made 444 mortgages, in 42 counties across 5 states. The median rate its borrowers got was 6.250% on a median loan of $105,000. Of 571 decisions, 102 were denials — 17.9%, most often for debt-to-income ratio.

Legal Entity Identifier549300UHQ3UXVA4AGM53
Applications received691
Mortgages made444
Denied102
Approved, not taken up25
Withdrawn or incomplete120
Loans bought from other lenders0
Median rate spread over the prime offer rate0.1625 points
FDIC-insured bankYes: ANB Bank, 32 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase278 6.125%$115,000 16.9%
Refinancing80 6.250%$165,000 18.3%
Other purposes86 7.250%$65,000 20.5%

Where ANB Bank lends most

The 42 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Laramie County, WY 486.125%10.3%
Garfield County, CO 476.500%33.3%
Mesa County, CO 396.500%27.0%
Eagle County, CO 326.500%10.5%
El Paso County, CO 316.500%30.4%
Albany County, WY 276.125%12.9%
Boulder County, CO 266.125%7.1%
Pitkin County, CO 265.938%12.5%
Arapahoe County, CO 226.563%8.3%
Adams County, CO 216.125%15.4%
Larimer County, CO 186.375%24.0%
Johnson County, WY 176.250%0.0%
Washakie County, WY 165.750%5.6%
Natrona County, WY 136.125%12.5%
Denver County, CO 126.313%0.0%
Douglas County, CO 116.125%0.0%
Weld County, CO 8Under 10 loans20.0%
Jefferson County, CO 5Under 10 loans28.6%
San Miguel County, CO 4Under 10 loans37.5%
Montrose County, CO 2Under 10 loans0.0%
Yellowstone County, MT 2Under 10 loans0.0%
Pennington County, SD 2Under 10 loans0.0%
Broomfield County, CO 1Under 10 loans50.0%
Clear Creek County, CO 1Under 10 loans0.0%
Delta County, CO 1Under 10 loans0.0%
Elbert County, CO 1Under 10 loans0.0%
Grand County, CO 1Under 10 loans0.0%
Pueblo County, CO 1Under 10 loans0.0%
Rio Blanco County, CO 1Under 10 loans0.0%
Teller County, CO 1Under 10 loans0.0%
Scotts Bluff County, NE 1Under 10 loans0.0%
Campbell County, WY 1Under 10 loans66.7%
Carbon County, WY 1Under 10 loans0.0%
Converse County, WY 1Under 10 loans0.0%
Fremont County, WY 1Under 10 loans0.0%
Sheridan County, WY 1Under 10 loans0.0%
Weston County, WY 1Under 10 loans0.0%
Fremont County, CO 0Under 10 loans100.0%
Ouray County, CO 0Under 10 loans100.0%
Routt County, CO 0Under 10 loans0.0%
Summit County, CO 0Under 10 loansNot published
Hot Springs County, WY 0Under 10 loans0.0%

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When ANB Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.