Air Academy Federal Credit Union
Air Academy Federal Credit Union received 495 applications in 2025 and made 368 mortgages, in 52 counties across 20 states. The median rate its borrowers got was 5.990% on a median loan of $155,000. Of 422 decisions, 38 were denials — 9.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300ELXS6PBT8OEE44 |
|---|---|
| Applications received | 495 |
| Mortgages made | 368 |
| Denied | 38 |
| Approved, not taken up | 16 |
| Withdrawn or incomplete | 73 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.645 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 79 | 6.125% | $445,000 | 2.3% |
| Refinancing | 16 | 5.903% | $370,000 | 14.3% |
| Cash-out refinancing | 116 | 5.990% | $125,000 | 11.1% |
| Other purposes | 157 | 5.990% | $75,000 | 10.1% |
Where Air Academy Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| El Paso County, CO | 199 | 5.990% | 7.9% |
| Douglas County, CO | 55 | 5.990% | 16.2% |
| Arapahoe County, CO | 17 | 5.990% | 0.0% |
| Jefferson County, CO | 10 | 5.990% | 0.0% |
| Weld County, CO | 10 | 5.990% | 9.1% |
| Elbert County, CO | 9 | Under 10 loans | 0.0% |
| Denver County, CO | 8 | Under 10 loans | 11.1% |
| Larimer County, CO | 5 | Under 10 loans | 0.0% |
| Routt County, CO | 5 | Under 10 loans | 16.7% |
| Pueblo County, CO | 4 | Under 10 loans | 0.0% |
| Adams County, CO | 3 | Under 10 loans | 0.0% |
| Summit County, CO | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Delta County, CO | 2 | Under 10 loans | 0.0% |
| Park County, CO | 2 | Under 10 loans | 0.0% |
| Johnson County, KS | 2 | Under 10 loans | 0.0% |
| Montgomery County, OH | 2 | Under 10 loans | 0.0% |
| Tarrant County, TX | 2 | Under 10 loans | 0.0% |
| Benton County, AR | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| Boulder County, CO | 1 | Under 10 loans | 50.0% |
| Chaffee County, CO | 1 | Under 10 loans | 0.0% |
| Custer County, CO | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Fremont County, CO | 1 | Under 10 loans | 33.3% |
| Grand County, CO | 1 | Under 10 loans | 0.0% |
| Gunnison County, CO | 1 | Under 10 loans | 0.0% |
| Lake County, CO | 1 | Under 10 loans | 0.0% |
| Mesa County, CO | 1 | Under 10 loans | 50.0% |
| Montezuma County, CO | 1 | Under 10 loans | 0.0% |
| Teller County, CO | 1 | Under 10 loans | 0.0% |
| Citrus County, FL | 1 | Under 10 loans | 0.0% |
| Tattnall County, GA | 1 | Under 10 loans | 0.0% |
| Jefferson County, ID | 1 | Under 10 loans | 0.0% |
| Bullitt County, KY | 1 | Under 10 loans | 0.0% |
| Jackson County, MO | 1 | Under 10 loans | 0.0% |
| Douglas County, NE | 1 | Under 10 loans | 0.0% |
| Hall County, NE | 1 | Under 10 loans | 0.0% |
| Keith County, NE | 1 | Under 10 loans | 0.0% |
| Washoe County, NV | 1 | Under 10 loans | 0.0% |
| Bernalillo County, NM | 1 | Under 10 loans | 0.0% |
| Cuyahoga County, OH | 1 | Under 10 loans | 0.0% |
| Multnomah County, OR | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 1 | Under 10 loans | 0.0% |
| Clallam County, WA | 1 | Under 10 loans | 0.0% |
| Pierce County, WA | 1 | Under 10 loans | 0.0% |
| Covington County, AL | 0 | Under 10 loans | 100.0% |
| Canyon County, ID | 0 | Under 10 loans | Not published |
| Cabarrus County, NC | 0 | Under 10 loans | Not published |
| Knox County, TN | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.