Alpine Bank
Alpine Bank received 2,098 applications in 2025 and made 1,491 mortgages, in 40 counties across 3 states. The median rate its borrowers got was 8.000% on a median loan of $255,000. Of 1,867 decisions, 247 were denials — 13.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | OYWNLMHNBQQ7BAH3EE86 |
|---|---|
| Applications received | 2,098 |
| Mortgages made | 1,491 |
| Denied | 247 |
| Approved, not taken up | 129 |
| Withdrawn or incomplete | 231 |
| Loans bought from other lenders | 18 |
| Median rate spread over the prime offer rate | 0.945 points |
| FDIC-insured bank | Yes: Alpine Bank, 47 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 553 | 7.176% | $375,000 | 13.7% |
| Refinancing | 383 | 8.000% | $305,000 | 14.7% |
| Cash-out refinancing | 23 | 6.250% | $305,000 | 31.7% |
| Other purposes | 532 | 8.250% | $145,000 | 10.4% |
Where Alpine Bank lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Garfield County, CO | 366 | 8.125% | 14.1% |
| Mesa County, CO | 185 | 8.000% | 8.8% |
| Eagle County, CO | 131 | 8.000% | 15.4% |
| Pitkin County, CO | 128 | 8.000% | 9.7% |
| La Plata County, CO | 89 | 7.750% | 13.0% |
| Routt County, CO | 78 | 8.000% | 14.0% |
| Summit County, CO | 73 | 8.125% | 15.0% |
| San Miguel County, CO | 65 | 8.000% | 5.3% |
| Montrose County, CO | 61 | 8.125% | 17.3% |
| Denver County, CO | 45 | 7.500% | 12.7% |
| Arapahoe County, CO | 37 | 8.000% | 11.6% |
| Ouray County, CO | 33 | 8.000% | 7.7% |
| Boulder County, CO | 31 | 7.440% | 13.5% |
| Larimer County, CO | 28 | 8.188% | 23.8% |
| Delta County, CO | 20 | 8.188% | 14.8% |
| Douglas County, CO | 18 | 8.125% | 12.5% |
| Weld County, CO | 18 | 7.990% | 20.8% |
| Adams County, CO | 15 | 8.240% | 37.5% |
| Jefferson County, CO | 15 | 7.911% | 5.6% |
| Gunnison County, CO | 7 | Under 10 loans | 12.5% |
| Chaffee County, CO | 5 | Under 10 loans | 0.0% |
| El Paso County, CO | 5 | Under 10 loans | 44.4% |
| Montezuma County, CO | 5 | Under 10 loans | 0.0% |
| Park County, CO | 5 | Under 10 loans | 16.7% |
| Grand County, CO | 4 | Under 10 loans | 0.0% |
| Moffat County, CO | 4 | Under 10 loans | 16.7% |
| Broomfield County, CO | 3 | Under 10 loans | 0.0% |
| Lake County, CO | 3 | Under 10 loans | 25.0% |
| Dolores County, CO | 2 | Under 10 loans | 0.0% |
| Gilpin County, CO | 2 | Under 10 loans | 0.0% |
| Rio Grande County, CO | 2 | Under 10 loans | 0.0% |
| Archuleta County, CO | 1 | Under 10 loans | 0.0% |
| Custer County, CO | 1 | Under 10 loans | 0.0% |
| Elbert County, CO | 1 | Under 10 loans | 0.0% |
| Fremont County, CO | 1 | Under 10 loans | 0.0% |
| Pueblo County, CO | 1 | Under 10 loans | 50.0% |
| Rio Blanco County, CO | 1 | Under 10 loans | 0.0% |
| San Juan County, CO | 1 | Under 10 loans | 0.0% |
| Monroe County, FL | 1 | Under 10 loans | 0.0% |
| Teton County, WY | 0 | Under 10 loans | Not published |
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When Alpine Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.