ENT Credit Union
ENT Credit Union received 13,239 applications in 2025 and made 8,715 mortgages, in 55 counties across 2 states. The median rate its borrowers got was 7.500% on a median loan of $135,000. Of 13,198 decisions, 2,766 were denials — 21.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 6GK3WNTSHBNJOVP1LV97 |
|---|---|
| Applications received | 13,239 |
| Mortgages made | 8,715 |
| Denied | 2,766 |
| Approved, not taken up | 1,717 |
| Withdrawn or incomplete | 41 |
| Loans bought from other lenders | 8 |
| Median rate spread over the prime offer rate | 0.3 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 2,167 | 6.125% | $385,000 | 9.6% |
| Refinancing | 2,299 | 7.740% | $135,000 | 18.5% |
| Cash-out refinancing | 306 | 6.000% | $285,000 | 32.6% |
| Other purposes | 3,943 | 8.240% | $85,000 | 26.5% |
Where ENT Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| El Paso County, CO | 4,499 | 7.500% | 18.7% |
| Pueblo County, CO | 771 | 7.500% | 25.0% |
| Douglas County, CO | 582 | 7.500% | 18.3% |
| Arapahoe County, CO | 413 | 7.500% | 24.5% |
| Larimer County, CO | 401 | 7.500% | 19.0% |
| Weld County, CO | 361 | 7.740% | 27.2% |
| Adams County, CO | 317 | 7.875% | 31.2% |
| Jefferson County, CO | 291 | 7.500% | 19.1% |
| Denver County, CO | 280 | 7.500% | 22.2% |
| Teller County, CO | 251 | 7.500% | 18.0% |
| Fremont County, CO | 131 | 7.990% | 24.0% |
| Boulder County, CO | 104 | 7.500% | 14.6% |
| Elbert County, CO | 46 | 7.500% | 29.3% |
| Broomfield County, CO | 43 | 7.500% | 13.6% |
| Otero County, CO | 26 | 7.250% | 26.2% |
| Park County, CO | 26 | 7.500% | 34.7% |
| Summit County, CO | 18 | 7.500% | 25.0% |
| Chaffee County, CO | 16 | 7.375% | 22.7% |
| Huerfano County, CO | 15 | 7.740% | 31.8% |
| Custer County, CO | 14 | 6.938% | 18.2% |
| Mesa County, CO | 12 | 7.000% | 10.5% |
| Eagle County, CO | 9 | Under 10 loans | 35.3% |
| Las Animas County, CO | 8 | Under 10 loans | 17.7% |
| Grand County, CO | 7 | Under 10 loans | 33.3% |
| Routt County, CO | 7 | Under 10 loans | 23.1% |
| La Plata County, CO | 6 | Under 10 loans | 22.2% |
| Delta County, CO | 5 | Under 10 loans | 0.0% |
| Gilpin County, CO | 5 | Under 10 loans | 14.3% |
| Morgan County, CO | 5 | Under 10 loans | 27.3% |
| Alamosa County, CO | 4 | Under 10 loans | 33.3% |
| Archuleta County, CO | 4 | Under 10 loans | 25.0% |
| Clear Creek County, CO | 4 | Under 10 loans | 25.0% |
| Gunnison County, CO | 4 | Under 10 loans | 12.5% |
| Garfield County, CO | 3 | Under 10 loans | 25.0% |
| Lake County, CO | 3 | Under 10 loans | 0.0% |
| Lincoln County, CO | 3 | Under 10 loans | 20.0% |
| Montrose County, CO | 3 | Under 10 loans | 40.0% |
| Prowers County, CO | 3 | Under 10 loans | 16.7% |
| Rio Grande County, CO | 3 | Under 10 loans | 11.1% |
| Crowley County, CO | 2 | Under 10 loans | 71.4% |
| Montezuma County, CO | 2 | Under 10 loans | 25.0% |
| Saguache County, CO | 2 | Under 10 loans | 0.0% |
| Cheyenne County, CO | 1 | Under 10 loans | 20.0% |
| Costilla County, CO | 1 | Under 10 loans | 66.7% |
| Logan County, CO | 1 | Under 10 loans | 33.3% |
| Moffat County, CO | 1 | Under 10 loans | 66.7% |
| Rio Blanco County, CO | 1 | Under 10 loans | 66.7% |
| Yuma County, CO | 1 | Under 10 loans | 50.0% |
| Faulkner County, AR | 0 | Under 10 loans | 100.0% |
| Bent County, CO | 0 | Under 10 loans | 50.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.