FirstBank
FirstBank received 5,378 applications in 2025 and made 3,315 mortgages, in 65 counties across 18 states. The median rate its borrowers got was 7.000% on a median loan of $255,000. Of 4,260 decisions, 858 were denials — 20.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493009V3WNJX9V2GZ85 |
|---|---|
| Applications received | 5,378 |
| Mortgages made | 3,315 |
| Denied | 858 |
| Approved, not taken up | 87 |
| Withdrawn or incomplete | 1,118 |
| Loans bought from other lenders | 78 |
| Median rate spread over the prime offer rate | 0.16 points |
| FDIC-insured bank | Yes: FirstBank, 132 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1,285 | 6.340% | $455,000 | 9.2% |
| Refinancing | 803 | 7.500% | $235,000 | 19.3% |
| Cash-out refinancing | 13 | 6.625% | $305,000 | 40.9% |
| Other purposes | 1,214 | 7.500% | $105,000 | 29.4% |
Where FirstBank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, CO | 488 | 7.375% | 20.2% |
| Denver County, CO | 357 | 7.000% | 20.2% |
| Arapahoe County, CO | 312 | 7.000% | 23.4% |
| Eagle County, CO | 282 | 6.875% | 10.8% |
| Larimer County, CO | 253 | 7.250% | 10.7% |
| Douglas County, CO | 243 | 7.500% | 16.2% |
| Maricopa County, AZ | 233 | 7.125% | 19.1% |
| Adams County, CO | 232 | 7.050% | 27.2% |
| Boulder County, CO | 197 | 7.000% | 20.2% |
| Weld County, CO | 185 | 7.375% | 29.4% |
| El Paso County, CO | 134 | 7.000% | 23.5% |
| Summit County, CO | 121 | 6.500% | 16.6% |
| Garfield County, CO | 70 | 7.000% | 13.4% |
| Broomfield County, CO | 45 | 7.000% | 7.8% |
| Grand County, CO | 38 | 6.625% | 9.5% |
| Riverside County, CA | 20 | 6.875% | 13.0% |
| Park County, CO | 20 | 7.000% | 20.0% |
| Pitkin County, CO | 19 | 6.500% | 9.5% |
| Elbert County, CO | 14 | 7.500% | 37.5% |
| Pinal County, AZ | 13 | 7.000% | 31.6% |
| Clear Creek County, CO | 6 | Under 10 loans | 33.3% |
| Mesa County, CO | 5 | Under 10 loans | 33.3% |
| Lake County, CO | 4 | Under 10 loans | 20.0% |
| Teller County, CO | 4 | Under 10 loans | 33.3% |
| Mohave County, AZ | 2 | Under 10 loans | 0.0% |
| Pueblo County, CO | 2 | Under 10 loans | 0.0% |
| Routt County, CO | 2 | Under 10 loans | 0.0% |
| Gila County, AZ | 1 | Under 10 loans | 50.0% |
| Navajo County, AZ | 1 | Under 10 loans | 0.0% |
| Pima County, AZ | 1 | Under 10 loans | 50.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Archuleta County, CO | 1 | Under 10 loans | 0.0% |
| Delta County, CO | 1 | Under 10 loans | 0.0% |
| Gilpin County, CO | 1 | Under 10 loans | 50.0% |
| Gunnison County, CO | 1 | Under 10 loans | 66.7% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| Montrose County, CO | 1 | Under 10 loans | 0.0% |
| Saguache County, CO | 1 | Under 10 loans | 50.0% |
| San Miguel County, CO | 1 | Under 10 loans | 0.0% |
| Madison County, AL | 0 | Under 10 loans | 100.0% |
| Coconino County, AZ | 0 | Under 10 loans | 100.0% |
| Alamosa County, CO | 0 | Under 10 loans | 100.0% |
| Chaffee County, CO | 0 | Under 10 loans | 100.0% |
| Las Animas County, CO | 0 | Under 10 loans | 100.0% |
| Logan County, CO | 0 | Under 10 loans | 100.0% |
| Morgan County, CO | 0 | Under 10 loans | 100.0% |
| Brevard County, FL | 0 | Under 10 loans | 100.0% |
| Coweta County, GA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.