FOOTHILLS CREDIT UNION
FOOTHILLS CREDIT UNION received 24 applications in 2025 and made 23 mortgages, in 4 counties across 1 state. The median rate its borrowers got was 7.000% on a median loan of $115,000. Of 23 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 5493004V3AW2SVUJ5U52 |
|---|---|
| Applications received | 24 |
| Mortgages made | 23 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.285 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 0 | Under 10 loans | Under 10 loans | Not published |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 14 | 7.438% | $205,000 | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where FOOTHILLS CREDIT UNION lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, CO | 12 | 7.000% | 0.0% |
| Adams County, CO | 6 | Under 10 loans | 0.0% |
| Larimer County, CO | 5 | Under 10 loans | 0.0% |
| Elbert County, CO | 0 | Under 10 loans | Not published |
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When FOOTHILLS CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.