High Plains Bank
High Plains Bank received 41 applications in 2025 and made 29 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $295,000. Of 35 decisions, 5 were denials — 14.3%.
| Legal Entity Identifier | 549300U72NFUEEEZB183 |
|---|---|
| Applications received | 41 |
| Mortgages made | 29 |
| Denied | 5 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: High Plains Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 11 | Not published | $455,000 | 20.0% |
| Refinancing | 14 | Not published | $240,000 | 6.7% |
| Other purposes | 4 | Under 10 loans | Under 10 loans | 20.0% |
Where High Plains Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Weld County, CO | 6 | Under 10 loans | 12.5% |
| Larimer County, CO | 5 | Under 10 loans | 0.0% |
| Boulder County, CO | 4 | Under 10 loans | 0.0% |
| Kit Carson County, CO | 4 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 3 | Under 10 loans | 25.0% |
| Lincoln County, CO | 2 | Under 10 loans | 33.3% |
| Morgan County, CO | 2 | Under 10 loans | 0.0% |
| Costilla County, CO | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Logan County, CO | 1 | Under 10 loans | 0.0% |
| Adams County, CO | 0 | Under 10 loans | Not published |
| Jefferson County, CO | 0 | Under 10 loans | 100.0% |
| Albany County, WY | 0 | Under 10 loans | 100.0% |
| Natrona County, WY | 0 | Under 10 loans | Not published |
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When High Plains Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.