Points West Community Bank
Points West Community Bank received 124 applications in 2025 and made 92 mortgages, in 23 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 116 decisions, 20 were denials — 17.2%.
| Legal Entity Identifier | 5493009D7ZK3I86CJC09 |
|---|---|
| Applications received | 124 |
| Mortgages made | 92 |
| Denied | 20 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Points West Community Bank, 23 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 29 | Not published | $215,000 | 11.1% |
| Refinancing | 47 | Not published | $55,000 | 7.7% |
| Other purposes | 16 | Not published | $55,000 | 42.9% |
Where Points West Community Bank lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cheyenne County, NE | 32 | Not published | 17.5% |
| Weld County, CO | 10 | Not published | 13.3% |
| Larimer County, CO | 6 | Under 10 loans | 14.3% |
| Deuel County, NE | 6 | Under 10 loans | 40.0% |
| Goshen County, WY | 6 | Under 10 loans | 0.0% |
| Nance County, NE | 5 | Under 10 loans | 0.0% |
| Sedgwick County, CO | 3 | Under 10 loans | 40.0% |
| Kimball County, NE | 3 | Under 10 loans | 50.0% |
| Converse County, WY | 3 | Under 10 loans | 25.0% |
| Adams County, CO | 2 | Under 10 loans | 0.0% |
| Denver County, CO | 2 | Under 10 loans | 0.0% |
| Logan County, CO | 2 | Under 10 loans | 0.0% |
| Fall River County, SD | 2 | Under 10 loans | 0.0% |
| Niobrara County, WY | 2 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Cass County, MN | 1 | Under 10 loans | 0.0% |
| Merrick County, NE | 1 | Under 10 loans | 0.0% |
| Morrill County, NE | 1 | Under 10 loans | 0.0% |
| Polk County, NE | 1 | Under 10 loans | 0.0% |
| Scotts Bluff County, NE | 1 | Under 10 loans | 0.0% |
| Natrona County, WY | 1 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 0 | Under 10 loans | Not published |
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When Points West Community Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.