NEST HOME LENDING, LLC
NEST HOME LENDING, LLC received 1,037 applications in 2025 and made 865 mortgages, in 18 counties across 3 states. The median rate its borrowers got was 4.990% on a median loan of $385,000. Of 874 decisions, 7 were denials — 0.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493002OVIWOKVJME308 |
|---|---|
| Applications received | 1,037 |
| Mortgages made | 865 |
| Denied | 7 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 163 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.91 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 856 | 4.990% | $385,000 | 0.8% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where NEST HOME LENDING, LLC lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Adams County, CO | 319 | 5.125% | 1.5% |
| El Paso County, CO | 188 | 4.990% | 0.5% |
| Utah County, UT | 141 | 5.875% | 0.7% |
| Weld County, CO | 53 | 4.990% | 0.0% |
| Maricopa County, AZ | 43 | 4.490% | 0.0% |
| Larimer County, CO | 41 | 5.750% | 0.0% |
| Pinal County, AZ | 32 | 4.558% | 0.0% |
| Salt Lake County, UT | 28 | 6.188% | 0.0% |
| Davis County, UT | 7 | Under 10 loans | 0.0% |
| Boulder County, CO | 3 | Under 10 loans | 0.0% |
| Denver County, CO | 3 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 2 | Under 10 loans | 0.0% |
| Broomfield County, CO | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| Tooele County, UT | 1 | Under 10 loans | 0.0% |
| Elbert County, CO | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.