First Bank of Alabama
First Bank of Alabama received 217 applications in 2025 and made 175 mortgages, in 25 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 215 decisions, 20 were denials — 9.3%.
| Legal Entity Identifier | 549300IXTSQB6QVVI060 |
|---|---|
| Applications received | 217 |
| Mortgages made | 175 |
| Denied | 20 |
| Approved, not taken up | 20 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Bank of Alabama, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 75 | Not published | $205,000 | 6.6% |
| Refinancing | 60 | Not published | $145,000 | 12.2% |
| Other purposes | 40 | Not published | $65,000 | 10.0% |
Where First Bank of Alabama lends most
The 25 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Talladega County, AL | 47 | Not published | 8.3% |
| Randolph County, AL | 36 | Not published | 14.6% |
| Calhoun County, AL | 20 | Not published | 16.0% |
| Cleburne County, AL | 16 | Not published | 0.0% |
| St. Clair County, AL | 9 | Under 10 loans | 0.0% |
| Shelby County, AL | 8 | Under 10 loans | 0.0% |
| Chilton County, AL | 6 | Under 10 loans | 14.3% |
| Tuscaloosa County, AL | 6 | Under 10 loans | 0.0% |
| Jefferson County, AL | 5 | Under 10 loans | 0.0% |
| Clay County, AL | 4 | Under 10 loans | 0.0% |
| Etowah County, AL | 3 | Under 10 loans | 0.0% |
| Tallapoosa County, AL | 2 | Under 10 loans | 0.0% |
| Seminole County, FL | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Chambers County, AL | 1 | Under 10 loans | 75.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Marengo County, AL | 1 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Pike County, AL | 1 | Under 10 loans | 0.0% |
| Gunnison County, CO | 1 | Under 10 loans | 0.0% |
| Carroll County, GA | 1 | Under 10 loans | 0.0% |
| Heard County, GA | 1 | Under 10 loans | 0.0% |
| Paulding County, GA | 1 | Under 10 loans | 0.0% |
| Schley County, GA | 1 | Under 10 loans | 0.0% |
| Cherokee County, AL | 0 | Under 10 loans | 0.0% |
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When First Bank of Alabama’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.