Texas Regional Bank
Texas Regional Bank received 463 applications in 2025 and made 364 mortgages, in 57 counties across 6 states. The median rate its borrowers got was 6.625% on a median loan of $325,000. Of 411 decisions, 37 were denials — 9.0%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900GKRYTQSJG61D90 |
|---|---|
| Applications received | 463 |
| Mortgages made | 364 |
| Denied | 37 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 52 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.369 points |
| FDIC-insured bank | Yes: Texas Regional Bank, 37 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 302 | 6.625% | $335,000 | 8.1% |
| Refinancing | 19 | 6.125% | $305,000 | 20.8% |
| Cash-out refinancing | 27 | 7.000% | $275,000 | 6.5% |
| Other purposes | 16 | 7.438% | $215,000 | 14.3% |
Where Texas Regional Bank lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Denton County, TX | 73 | 6.625% | 5.1% |
| Hidalgo County, TX | 51 | 7.125% | 14.1% |
| Tarrant County, TX | 46 | 6.375% | 4.0% |
| Cameron County, TX | 37 | 7.000% | 11.9% |
| Dallas County, TX | 35 | 6.375% | 12.2% |
| Harris County, TX | 14 | 6.563% | 0.0% |
| Hays County, TX | 10 | 6.625% | 0.0% |
| Collin County, TX | 9 | Under 10 loans | 18.2% |
| Blanco County, TX | 7 | Under 10 loans | 0.0% |
| Parker County, TX | 7 | Under 10 loans | 12.5% |
| Cooke County, TX | 5 | Under 10 loans | 0.0% |
| Comal County, TX | 4 | Under 10 loans | 0.0% |
| Gillespie County, TX | 4 | Under 10 loans | 20.0% |
| Johnson County, TX | 4 | Under 10 loans | 0.0% |
| Kaufman County, TX | 4 | Under 10 loans | 20.0% |
| Ellis County, TX | 3 | Under 10 loans | 0.0% |
| Travis County, TX | 3 | Under 10 loans | 0.0% |
| Van Zandt County, TX | 3 | Under 10 loans | 0.0% |
| Williamson County, TX | 3 | Under 10 loans | 0.0% |
| Brazoria County, TX | 2 | Under 10 loans | 0.0% |
| Galveston County, TX | 2 | Under 10 loans | 0.0% |
| Hill County, TX | 2 | Under 10 loans | 0.0% |
| Liberty County, TX | 2 | Under 10 loans | 33.3% |
| Montgomery County, TX | 2 | Under 10 loans | 0.0% |
| Rockwall County, TX | 2 | Under 10 loans | 33.3% |
| Willacy County, TX | 2 | Under 10 loans | 0.0% |
| Wise County, TX | 2 | Under 10 loans | 0.0% |
| Gunnison County, CO | 1 | Under 10 loans | 0.0% |
| Jefferson County, CO | 1 | Under 10 loans | 0.0% |
| Mesa County, CO | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Chatham County, GA | 1 | Under 10 loans | 0.0% |
| St. Charles County, MO | 1 | Under 10 loans | 0.0% |
| McClain County, OK | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
| Woodward County, OK | 1 | Under 10 loans | 0.0% |
| Bexar County, TX | 1 | Under 10 loans | 50.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Brooks County, TX | 1 | Under 10 loans | 0.0% |
| Burnet County, TX | 1 | Under 10 loans | 50.0% |
| Caldwell County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
| Kerr County, TX | 1 | Under 10 loans | 0.0% |
| Kleberg County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Montague County, TX | 1 | Under 10 loans | 50.0% |
| Nueces County, TX | 1 | Under 10 loans | 0.0% |
| Somervell County, TX | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.