Peak Financial LLC
Peak Financial LLC received 55 applications in 2025 and made 38 mortgages, in 23 counties across 3 states. The median rate its borrowers got was 6.250% on a median loan of $305,000. Of 41 decisions, 3 were denials — 7.3%, most often for employment history.
| Legal Entity Identifier | 254900A6XS8JBOVU9C33 |
|---|---|
| Applications received | 55 |
| Mortgages made | 38 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.1945 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Cash-out refinancing | 23 | 6.250% | $275,000 | 0.0% |
Where Peak Financial LLC lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Adams County, CO | 6 | Under 10 loans | 0.0% |
| Denver County, CO | 4 | Under 10 loans | 20.0% |
| Jefferson County, CO | 4 | Under 10 loans | 0.0% |
| Laramie County, WY | 3 | Under 10 loans | 0.0% |
| Fremont County, CO | 2 | Under 10 loans | 0.0% |
| Pueblo County, CO | 2 | Under 10 loans | 0.0% |
| Washington County, CO | 2 | Under 10 loans | 0.0% |
| Weld County, CO | 2 | Under 10 loans | 0.0% |
| Arapahoe County, CO | 1 | Under 10 loans | 50.0% |
| Conejos County, CO | 1 | Under 10 loans | 0.0% |
| Douglas County, CO | 1 | Under 10 loans | 0.0% |
| El Paso County, CO | 1 | Under 10 loans | 0.0% |
| Larimer County, CO | 1 | Under 10 loans | 0.0% |
| Mesa County, CO | 1 | Under 10 loans | 50.0% |
| Otero County, CO | 1 | Under 10 loans | 0.0% |
| Allen County, KS | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 1 | Under 10 loans | 0.0% |
| Campbell County, WY | 1 | Under 10 loans | 0.0% |
| Goshen County, WY | 1 | Under 10 loans | 0.0% |
| Sublette County, WY | 1 | Under 10 loans | 0.0% |
| Sweetwater County, WY | 1 | Under 10 loans | 0.0% |
| Grand County, CO | 0 | Under 10 loans | Not published |
| Park County, CO | 0 | Under 10 loans | Not published |
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When Peak Financial LLC’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.