Pioneer Bank & Trust
Pioneer Bank & Trust received 192 applications in 2025 and made 139 mortgages, in 18 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $325,000. Of 159 decisions, 16 were denials — 10.1%.
| Legal Entity Identifier | 254900CYWJYH3ES8BV63 |
|---|---|
| Applications received | 192 |
| Mortgages made | 139 |
| Denied | 16 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 33 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Pioneer Bank & Trust, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 110 | Not published | $335,000 | 5.1% |
| Refinancing | 16 | Not published | $240,000 | 20.0% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 35.7% |
| Other purposes | 5 | Under 10 loans | Under 10 loans | 14.3% |
Where Pioneer Bank & Trust lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lawrence County, SD | 51 | Not published | 8.6% |
| Pennington County, SD | 38 | Not published | 11.4% |
| Meade County, SD | 20 | Not published | 4.8% |
| Butte County, SD | 13 | Not published | 17.7% |
| Harding County, SD | 5 | Under 10 loans | 0.0% |
| Crook County, WY | 3 | Under 10 loans | 25.0% |
| Maricopa County, AZ | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 1 | Under 10 loans | 0.0% |
| Mesa County, CO | 1 | Under 10 loans | 0.0% |
| Cass County, ND | 1 | Under 10 loans | 0.0% |
| Hyde County, SD | 1 | Under 10 loans | 0.0% |
| Lincoln County, SD | 1 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 1 | Under 10 loans | 0.0% |
| Portsmouth city, VA | 1 | Under 10 loans | 0.0% |
| Weston County, WY | 1 | Under 10 loans | 0.0% |
| Logan County, OK | 0 | Under 10 loans | Not published |
| Custer County, SD | 0 | Under 10 loans | 100.0% |
| Laramie County, WY | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.