Grand Valley Bank
Grand Valley Bank received 32 applications in 2025 and made 21 mortgages, in 8 counties across 2 states. The median rate its borrowers got was 7.750% on a median loan of $175,000. Of 24 decisions, 3 were denials — 12.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493002HQPD3K5EOQP52 |
|---|---|
| Applications received | 32 |
| Mortgages made | 21 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.5515 points |
| FDIC-insured bank | Yes: Grand Valley Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 10 | 7.750% | $185,000 | 0.0% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 50.0% |
Where Grand Valley Bank lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Uintah County, UT | 8 | Under 10 loans | 11.1% |
| Mesa County, CO | 6 | Under 10 loans | 0.0% |
| Moffat County, CO | 2 | Under 10 loans | 0.0% |
| Duchesne County, UT | 2 | Under 10 loans | 0.0% |
| Rio Blanco County, CO | 1 | Under 10 loans | 0.0% |
| Summit County, UT | 1 | Under 10 loans | 0.0% |
| Wasatch County, UT | 1 | Under 10 loans | 50.0% |
| Washington County, UT | 0 | Under 10 loans | 100.0% |
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When Grand Valley Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.