Mortgage Lender Index

AUSTIN TELCO

AUSTIN TELCO received 772 applications in 2025 and made 415 mortgages, in 22 counties across 2 states. The median rate its borrowers got was 6.540% on a median loan of $95,000. Of 685 decisions, 215 were denials — 31.4%, most often for debt-to-income ratio.

Legal Entity Identifier5493003WN6DPWM6VYA67
Applications received772
Mortgages made415
Denied215
Approved, not taken up55
Withdrawn or incomplete87
Loans bought from other lenders0
Median rate spread over the prime offer rate0.456 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase22 5.795%$285,000 28.6%
Refinancing10 6.115%$75,000 38.9%
Cash-out refinancing107 6.790%$145,000 28.2%
Other purposes276 6.540%$75,000 32.5%

Where AUSTIN TELCO lends most

The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Travis County, TX 1786.490%36.3%
Williamson County, TX 1686.590%25.4%
Hays County, TX 276.790%24.3%
Bastrop County, TX 136.490%48.4%
Burnet County, TX 136.590%26.3%
Llano County, TX 4Under 10 loans20.0%
Comal County, TX 3Under 10 loans25.0%
Bell County, TX 2Under 10 loans0.0%
Caldwell County, TX 2Under 10 loans40.0%
Blanco County, TX 1Under 10 loans50.0%
Burleson County, TX 1Under 10 loans0.0%
Gregg County, TX 1Under 10 loans0.0%
Lee County, TX 1Under 10 loans50.0%
Nueces County, TX 1Under 10 loans0.0%
Marion County, IN 0Under 10 loansNot published
Bexar County, TX 0Under 10 loans0.0%
Brazos County, TX 0Under 10 loansNot published
Collin County, TX 0Under 10 loans100.0%
Harris County, TX 0Under 10 loansNot published
Hunt County, TX 0Under 10 loans0.0%
Lampasas County, TX 0Under 10 loans100.0%
Tarrant County, TX 0Under 10 loansNot published

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When AUSTIN TELCO’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.