Home purchase lenders in Travis County
13,474 home purchase mortgages were made in Travis County, Texas, in 2025, by 608 lenders. The median rate their borrowers got was 6.375% on a median loan of $405,000. Of 15,979 decisions, 1,890 were denials — 11.8%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 899 | 6.499% | $395,000 | 8.7% |
| CMG MORTGAGE, INC. | 811 | 6.375% | $375,000 | 3.2% |
| Taylor Morrison Home Funding, Inc. | 480 | 5.500% | $425,000 | 6.1% |
| UNIVERSITY Federal Credit Union | 423 | 6.375% | $355,000 | 3.4% |
| JPMorgan Chase Bank, National Association | 413 | 6.375% | $465,000 | 7.8% |
| Rocket Mortgage, LLC | 407 | 6.375% | $375,000 | 12.2% |
| LOANPEOPLE, LLC | 374 | 6.625% | $435,000 | 1.3% |
| Fairway Independent Mortgage Corporation | 343 | 6.500% | $455,000 | 1.4% |
| First United Bank and Trust Company | 281 | 6.625% | $520,000 | 3.1% |
| DHI MORTGAGE COMPANY, LTD. | 276 | 3.990% | $315,000 | 14.8% |
| Loandepot.Com, LLC | 240 | 4.990% | $345,000 | 17.5% |
| Cadence Bank | 236 | 6.000% | $415,000 | 3.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 182 | 6.490% | $465,000 | 2.4% |
| KBHS HOME LOANS, LLC | 172 | 6.125% | $380,000 | 8.4% |
| VELOCIO MORTGAGE L.L.C. | 163 | 3.990% | $345,000 | 6.3% |
| PENNYMAC LOAN SERVICES, LLC | 148 | 6.499% | $490,000 | 11.8% |
| U.S. Bank National Association | 143 | 6.125% | $795,000 | 11.5% |
| Frost Bank | 137 | 6.875% | $355,000 | 19.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 130 | 6.657% | $455,000 | 2.9% |
| THE LOAN STORE, INC. | 126 | 6.490% | $395,000 | 7.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 120 | 6.375% | $440,000 | 4.0% |
| NETWORK FUNDING, L.P. | 118 | 6.625% | $505,000 | 4.8% |
| Bank of America, National Association | 116 | 5.990% | $515,000 | 24.5% |
| Paramount Residential Mortgage Group, Inc. | 116 | 6.500% | $485,000 | 1.7% |
| Broker Solutions, Inc. | 115 | 6.625% | $355,000 | 9.5% |
| HOME FINANCING UNLIMITED, INC. | 106 | 6.000% | $475,000 | 7.0% |
| KIND LENDING, LLC | 105 | 6.500% | $385,000 | 19.4% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 105 | 5.625% | $385,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 104 | 6.375% | $325,000 | 7.0% |
| GUILD MORTGAGE COMPANY | 102 | 6.625% | $365,000 | 7.5% |
| LENNAR MORTGAGE, LLC | 101 | 4.500% | $275,000 | 30.9% |
| Wells Fargo Bank, National Association | 96 | 6.000% | $485,000 | 16.4% |
| PILGRIM MORTGAGE LLC | 94 | 6.490% | $440,000 | 2.1% |
| Mortgage Research Center, LLC | 92 | 6.125% | $385,000 | 5.1% |
| PULTE MORTGAGE LLC | 90 | 5.750% | $395,000 | 19.6% |
| EVERETT FINANCIAL, INC. | 90 | 6.750% | $385,000 | 3.2% |
| CLM MORTGAGE, INC. | 89 | 5.490% | $415,000 | 0.0% |
| NEWREZ LLC | 85 | 6.500% | $455,000 | 7.5% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 84 | 6.438% | $390,000 | 6.9% |
| TRIAD FINANCIAL SERVICES, INC. | 82 | 8.490% | $100,000 | 53.1% |
| Plains Commerce Bank | 79 | 6.500% | $485,000 | 5.9% |
| INSPIRE HOME LOANS INC. | 79 | 4.875% | $325,000 | 14.7% |
| GUARANTEED RATE, INC. | 78 | 6.500% | $530,000 | 4.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 78 | 6.375% | $460,000 | 4.9% |
| Morgan Stanley Private Bank, National Association | 77 | 5.700% | $905,000 | 1.2% |
| PRIORITY HOME MORTGAGE, L.P. | 76 | 4.990% | $430,000 | 0.0% |
| M/I FINANCIAL, LLC | 76 | 4.875% | $375,000 | 0.0% |
| 254900K39SBWA2QOUF69 | 74 | 6.500% | $505,000 | 0.0% |
| NexBank | 73 | 6.500% | $475,000 | 6.4% |
| Navy Federal Credit Union | 66 | 6.188% | $405,000 | 9.6% |
| MOVEMENT MORTGAGE, LLC | 63 | 6.750% | $445,000 | 2.6% |
| TOLL BROTHERS MORTGAGE COMPANY | 61 | 6.375% | $575,000 | 18.6% |
| PLAZA HOME MORTGAGE, INC. | 60 | 6.375% | $345,000 | 22.8% |
| AMERIHOME MORTGAGE COMPANY, LLC | 60 | 6.750% | $410,000 | 3.2% |
| Prosperity Bank | 59 | 6.500% | $805,000 | 25.3% |
| SWBC MORTGAGE CORPORATION | 58 | 6.375% | $505,000 | 0.0% |
| Florida Capital Bank, National Association | 56 | 6.490% | $420,000 | 2.9% |
| SFMC, LP | 55 | 5.490% | $395,000 | 10.3% |
| Citibank, National Association | 55 | 5.875% | $725,000 | 7.9% |
| International Bank of Commerce | 55 | 5.875% | $295,000 | 6.8% |
| Primis Mortgage Company | 54 | 6.624% | $360,000 | 1.8% |
| BETTER MORTGAGE CORPORATION | 52 | 6.375% | $500,000 | 24.6% |
| Kiavi Funding, Inc. | 51 | 9.650% | $445,000 | 5.6% |
| FREEDOM MORTGAGE CORPORATION | 50 | 5.990% | $385,000 | 9.1% |
| Truist Bank | 46 | 6.138% | $710,000 | 20.3% |
| REPUBLIC STATE MORTGAGE CO. | 46 | 6.125% | $335,000 | 0.0% |
| 21st Mortgage Corporation | 42 | 9.440% | $100,000 | 76.2% |
| UNION HOME MORTGAGE CORP. | 41 | 6.500% | $505,000 | 0.0% |
| BAY EQUITY LLC | 40 | 6.688% | $375,000 | 2.4% |
| AMWEST FUNDING CORP. | 40 | 6.500% | $365,000 | 4.8% |
| Flagstar Bank, N.A. | 40 | 6.563% | $425,000 | 20.0% |
| Charles Schwab Bank, SSB | 40 | 5.375% | $935,000 | 6.7% |
| Tomo Mortgage, LLC | 39 | 5.990% | $455,000 | 18.8% |
| PARKSTONE MORTGAGE, LLC | 39 | 5.750% | $485,000 | 0.0% |
| GOLDEN EMPIRE MORTGAGE, INC. | 39 | 6.625% | $425,000 | 7.0% |
| CERTIFIED FUNDING, L.P. | 39 | 7.500% | $185,000 | 27.8% |
| CORNERSTONE CAPITAL BANK, SSB | 38 | 6.500% | $560,000 | 2.6% |
| 212 LOANS, LLC. | 38 | 11.650% | $430,000 | 0.0% |
| SouthStar Bank, S.S.B. | 37 | Not published | $505,000 | 11.4% |
| ENCOMPASS LENDING GROUP, LP | 37 | 6.490% | $375,000 | 0.0% |
| NEXERA HOLDING LLC | 36 | 7.313% | $565,000 | 10.0% |
| PNC Bank, National Association | 35 | 6.375% | $400,000 | 22.2% |
| A&D Mortgage LLC | 35 | 6.625% | $435,000 | 12.5% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 35 | 6.625% | $385,000 | 0.0% |
| First Horizon Bank | 35 | 6.375% | $615,000 | 5.4% |
| BOKF, National Association | 35 | 6.350% | $755,000 | 10.3% |
| UBS Bank USA | 35 | 5.750% | $1,305,000 | 12.5% |
| HOMEAMERICAN MORTGAGE CORPORATION | 35 | 4.875% | $355,000 | 10.0% |
| Amplify | 34 | 6.750% | $390,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 32 | 6.375% | $445,000 | 8.6% |
| RESICENTRAL, LLC | 32 | 6.490% | $425,000 | 0.0% |
| JMAC LENDING, INC. | 32 | 6.500% | $400,000 | 0.0% |
| First Bank | 32 | 6.875% | $580,000 | 0.0% |
| USAA Federal Savings Bank | 31 | 6.250% | $385,000 | 52.3% |
| LOWER, LLC | 31 | 6.500% | $455,000 | 0.0% |
| STG MORTGAGE INC | 30 | 6.500% | $345,000 | 3.2% |
| ENVOY MORTGAGE, LTD | 30 | 6.625% | $425,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 29 | 6.625% | $415,000 | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 27 | 6.490% | $405,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 26 | 6.438% | $375,000 | 3.7% |
| CANOPY MORTGAGE, LLC | 26 | 6.125% | $425,000 | 3.7% |
| SouthState Bank, National Association | 26 | 6.550% | $785,000 | 6.9% |
| JET HOMELOANS, LP | 26 | 5.433% | $520,000 | 0.0% |
| First Financial Bank | 26 | 6.888% | $450,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 26 | 5.933% | $380,000 | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 11.250% | $95,000 | 75.9% |
| Synergy One Lending, Inc. | 25 | 6.500% | $445,000 | 3.9% |
| VeraBank, National Association | 25 | 7.375% | $285,000 | 10.7% |
| CHAMPIONS FUNDING, LLC | 24 | 7.688% | $365,000 | 29.4% |
| FIRST EQUITY MORTGAGE INCORPORATED | 24 | 6.375% | $760,000 | 14.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 24 | 6.433% | $430,000 | 7.4% |
| Assurance Financial Group, L.L.C. | 24 | 6.433% | $340,000 | 0.0% |
| AAXY L.L.C. | 23 | 6.250% | $525,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 22 | 6.500% | $475,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 22 | 6.500% | $470,000 | 0.0% |
| HOMETRUST MORTGAGE COMPANY | 21 | 6.625% | $365,000 | 27.6% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 21 | 6.625% | $535,000 | 4.2% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 20 | 6.750% | $385,000 | 0.0% |
| Citadel Servicing Corporation | 20 | 6.938% | $640,000 | 4.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 20 | 6.490% | $475,000 | 4.8% |
| General Mortgage Capital Corporation | 20 | 6.188% | $395,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 19 | 7.375% | $525,000 | 9.5% |
| 254900YZ174H294JW398 | 19 | 5.750% | $435,000 | 4.4% |
| SENTE MORTGAGE, INC. | 19 | 6.750% | $425,000 | 5.0% |
| Citizens Bank, National Association | 18 | 6.000% | $880,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 17 | 6.250% | $455,000 | 17.4% |
| NBKC BANK | 17 | 6.500% | $435,000 | 5.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 17 | 6.750% | $555,000 | 19.1% |
| NATIONSTAR MORTGAGE LLC | 17 | 6.500% | $425,000 | 15.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 16 | 6.438% | $450,000 | 7.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | 16 | 6.750% | $345,000 | 15.8% |
| AMERICAN FINANCIAL RESOURCES, INC. | 16 | 6.250% | $345,000 | 20.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 16 | 6.990% | $435,000 | 11.1% |
| Broadway National Bank | 16 | Not published | $810,000 | 5.9% |
| Hometown Equity Mortgage, LLC | 16 | 7.313% | $345,000 | 15.8% |
| GEO-CORP, INC. | 16 | 7.625% | $315,000 | 0.0% |
| Regions Bank | 15 | 5.875% | $375,000 | 31.8% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 15 | 6.500% | $855,000 | 21.1% |
| INTERLINC MORTGAGE SERVICES, LLC | 15 | 5.250% | $335,000 | 11.8% |
| DIRECTIONS EQUITY, LLC | 15 | 6.000% | $335,000 | 5.9% |
| GENWAY HOME MORTGAGE, INC. | 15 | 6.875% | $265,000 | 0.0% |
| SOUTHWEST FUNDING, LP | 15 | 6.990% | $275,000 | 0.0% |
| TexasBank | 15 | 7.500% | $275,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 15 | 6.500% | $325,000 | 6.3% |
| 254900CTT87ZKAUTIJ37 | 14 | 10.120% | $630,000 | 12.5% |
| Gateway First Bank | 14 | 6.495% | $460,000 | 12.5% |
| Waterstone Mortgage Corporation | 14 | 6.933% | $345,000 | 0.0% |
| The Huntington National Bank | 14 | 6.938% | $635,000 | 0.0% |
| Zions Bancorporation, N.A. | 13 | 6.000% | $765,000 | 21.9% |
| TEXAS MORTGAGE LENDING, LLC | 13 | 6.500% | $375,000 | 5.9% |
| Frontier Bank of Texas | 13 | Not published | $555,000 | 7.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 13 | 5.880% | $865,000 | 7.1% |
| City Bank | 13 | 6.750% | $495,000 | 0.0% |
| LENDSURE MORTGAGE CORP. | 13 | 7.125% | $425,000 | 0.0% |
| MORTGAGE FINANCIAL SERVICES, LLC | 13 | 6.750% | $455,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 12 | 6.688% | $325,000 | 7.7% |
| ALLIANT CREDIT UNION | 12 | 6.125% | $355,000 | 7.7% |
| A+ Federal Credit Union | 12 | 6.125% | $370,000 | 15.8% |
| Equity Prime Mortgage LLC | 12 | 6.625% | $465,000 | 7.7% |
| GUIDANCE RESIDENTIAL, LLC | 12 | 6.500% | $330,000 | 0.0% |
| TRUWEST Credit Union | 12 | 6.063% | $755,000 | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 12 | 9.750% | $530,000 | 0.0% |
| Raymond James Bank | 12 | 5.438% | $1,045,000 | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 12 | 7.688% | $345,000 | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 11 | 7.750% | $405,000 | 57.7% |
| VELOCITY Credit Union | 11 | 6.125% | $485,000 | 8.3% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 11 | 6.875% | $785,000 | 26.7% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.125% | $465,000 | 26.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 11 | 7.750% | $455,000 | 7.7% |
| PLANET HOME LENDING, LLC | 11 | 5.990% | $545,000 | 15.4% |
| Texas Tech Federal Credit Union | 11 | 8.150% | $205,000 | 0.0% |
| AUSTIN TELCO | 10 | 5.983% | $190,000 | 37.5% |
| SUMMIT FUNDING, INC. | 10 | 6.990% | $385,000 | 0.0% |
| SUCCESS LENDING, LLC | 10 | 6.120% | $405,000 | 28.6% |
| CALCON MUTUAL MORTGAGE LLC | 10 | 6.625% | $285,000 | 16.7% |
| Northpointe Bank | 10 | 6.063% | $580,000 | 9.1% |
| AML FUNDING LLC | 10 | 6.750% | $375,000 | 9.1% |
| Sierra Pacific Mortgage Company, Inc. | 10 | 6.563% | $355,000 | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 10 | 6.438% | $440,000 | 9.1% |
| NFM, INC. | 10 | 5.813% | $375,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 52.6% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Susser Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| The First National Bank of Bastrop | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| EFINITY FINANCIAL INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PlainsCapital Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 8 | Under 10 loans | Under 10 loans | 15.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 30.8% |
| FIRST COLONY MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First-Citizens Bank & Trust Company | 8 | Under 10 loans | Under 10 loans | 11.1% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sunflower Bank, National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 408 lenders each made 7 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.