Mortgage Lender Index

The First National Bank of Bastrop

The First National Bank of Bastrop received 248 applications in 2025 and made 148 mortgages, in 21 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $265,000. Of 237 decisions, 40 were denials — 16.9%, most often for debt-to-income ratio.

Legal Entity Identifier254900YTMXVNCWHCVS50
Applications received248
Mortgages made148
Denied40
Approved, not taken up49
Withdrawn or incomplete11
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The First National Bank of Bastrop, 7 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase86 Not published$335,000 7.6%
Refinancing22 Not published$250,000 23.3%
Cash-out refinancing27 Not published$185,000 31.4%
Other purposes13 Not published$95,000 20.0%

Where The First National Bank of Bastrop lends most

The 21 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Bastrop County, TX 85Not published19.1%
Travis County, TX 14Not published19.2%
Williamson County, TX 10Not published14.3%
Fayette County, TX 5Under 10 loans0.0%
Hays County, TX 5Under 10 loans12.5%
Caldwell County, TX 4Under 10 loans33.3%
Lee County, TX 4Under 10 loans0.0%
Bexar County, TX 3Under 10 loans0.0%
Brazos County, TX 3Under 10 loans0.0%
Calhoun County, TX 3Under 10 loans0.0%
Bell County, TX 2Under 10 loans0.0%
Lee County, FL 1Under 10 loans0.0%
Atascosa County, TX 1Under 10 loans0.0%
Burleson County, TX 1Under 10 loans0.0%
Comal County, TX 1Under 10 loans0.0%
Falls County, TX 1Under 10 loans33.3%
Galveston County, TX 1Under 10 loans0.0%
Goliad County, TX 1Under 10 loans0.0%
Matagorda County, TX 1Under 10 loans0.0%
Milam County, TX 1Under 10 loans0.0%
Washington County, TX 1Under 10 loans0.0%

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When The First National Bank of Bastrop’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.