Mortgage Lender Index

PUBLIC EMPLOYEES

PUBLIC EMPLOYEES received 118 applications in 2025 and made 65 mortgages, in 29 counties across 1 state. The median rate its borrowers got was 6.190% on a median loan of $85,000. Of 85 decisions, 20 were denials — 23.5%, most often for debt-to-income ratio.

Legal Entity Identifier549300QMMJSALZQVP721
Applications received118
Mortgages made65
Denied20
Approved, not taken up0
Withdrawn or incomplete33
Loans bought from other lenders108
Median rate spread over the prime offer rate0.07 points
FDIC-insured bankThis lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase0 Under 10 loansUnder 10 loans Not published
Refinancing0 Under 10 loansUnder 10 loans Not published
Cash-out refinancing5 Under 10 loansUnder 10 loans 28.6%
Other purposes60 6.290%$85,000 23.1%

Where PUBLIC EMPLOYEES lends most

The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Travis County, TX 366.290%14.3%
Williamson County, TX 106.290%28.6%
Harris County, TX 3Under 10 loans0.0%
Hays County, TX 3Under 10 loans25.0%
Bastrop County, TX 2Under 10 loans33.3%
Fayette County, TX 2Under 10 loans0.0%
Bexar County, TX 1Under 10 loans0.0%
Burleson County, TX 1Under 10 loans0.0%
Burnet County, TX 1Under 10 loans0.0%
Collin County, TX 1Under 10 loans66.7%
Dallas County, TX 1Under 10 loans0.0%
Henderson County, TX 1Under 10 loans0.0%
Lavaca County, TX 1Under 10 loans0.0%
Tarrant County, TX 1Under 10 loans0.0%
Tom Green County, TX 1Under 10 loans0.0%
Caldwell County, TX 0Under 10 loans100.0%
Comal County, TX 0Under 10 loansNot published
Denton County, TX 0Under 10 loansNot published
Ellis County, TX 0Under 10 loansNot published
Fort Bend County, TX 0Under 10 loansNot published
Galveston County, TX 0Under 10 loansNot published
Guadalupe County, TX 0Under 10 loansNot published
Jefferson County, TX 0Under 10 loans100.0%
Kendall County, TX 0Under 10 loansNot published
Lubbock County, TX 0Under 10 loansNot published
Montgomery County, TX 0Under 10 loans100.0%
Rockwall County, TX 0Under 10 loansNot published
San Jacinto County, TX 0Under 10 loansNot published
Washington County, TX 0Under 10 loansNot published

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.