Vantage Bank Texas
Vantage Bank Texas received 383 applications in 2025 and made 285 mortgages, in 43 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $325,000. Of 353 decisions, 36 were denials — 10.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300PG87MHQ7H4CO08 |
|---|---|
| Applications received | 383 |
| Mortgages made | 285 |
| Denied | 36 |
| Approved, not taken up | 32 |
| Withdrawn or incomplete | 30 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Vantage Bank Texas, 23 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 252 | Not published | $325,000 | 6.2% |
| Refinancing | 16 | Not published | $515,000 | 20.8% |
| Cash-out refinancing | 10 | Not published | $175,000 | 31.3% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 36.4% |
Where Vantage Bank Texas lends most
The 43 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bexar County, TX | 57 | Not published | 13.7% |
| Tarrant County, TX | 56 | Not published | 3.3% |
| Hidalgo County, TX | 33 | Not published | 23.5% |
| Montgomery County, TX | 24 | Not published | 0.0% |
| Harris County, TX | 22 | Not published | 3.9% |
| Webb County, TX | 18 | Not published | 9.1% |
| Dallas County, TX | 16 | Not published | 14.3% |
| Parker County, TX | 7 | Under 10 loans | 12.5% |
| El Paso County, TX | 5 | Under 10 loans | 27.3% |
| Cameron County, TX | 4 | Under 10 loans | 0.0% |
| Collin County, TX | 4 | Under 10 loans | 0.0% |
| Kaufman County, TX | 3 | Under 10 loans | 0.0% |
| Travis County, TX | 3 | Under 10 loans | 0.0% |
| Comal County, TX | 2 | Under 10 loans | 0.0% |
| Denton County, TX | 2 | Under 10 loans | 0.0% |
| Guadalupe County, TX | 2 | Under 10 loans | 0.0% |
| Hays County, TX | 2 | Under 10 loans | 0.0% |
| Johnson County, TX | 2 | Under 10 loans | 0.0% |
| Medina County, TX | 2 | Under 10 loans | 33.3% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| Eagle County, CO | 1 | Under 10 loans | 0.0% |
| Grand County, CO | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
| Charleston County, SC | 1 | Under 10 loans | 0.0% |
| Brewster County, TX | 1 | Under 10 loans | 0.0% |
| Brooks County, TX | 1 | Under 10 loans | 0.0% |
| Calhoun County, TX | 1 | Under 10 loans | 0.0% |
| Ellis County, TX | 1 | Under 10 loans | 0.0% |
| Gillespie County, TX | 1 | Under 10 loans | 0.0% |
| Hunt County, TX | 1 | Under 10 loans | 0.0% |
| Kendall County, TX | 1 | Under 10 loans | 0.0% |
| McLennan County, TX | 1 | Under 10 loans | 0.0% |
| Nueces County, TX | 1 | Under 10 loans | 50.0% |
| Palo Pinto County, TX | 1 | Under 10 loans | 0.0% |
| Victoria County, TX | 1 | Under 10 loans | 0.0% |
| Willacy County, TX | 1 | Under 10 loans | 0.0% |
| Williamson County, TX | 1 | Under 10 loans | 0.0% |
| Wise County, TX | 1 | Under 10 loans | 0.0% |
| Llano County, TX | 0 | Under 10 loans | Not published |
| Refugio County, TX | 0 | Under 10 loans | 0.0% |
| Somervell County, TX | 0 | Under 10 loans | 0.0% |
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When Vantage Bank Texas’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.