Home purchase lenders in Hidalgo County
5,541 home purchase mortgages were made in Hidalgo County, Texas, in 2025, by 288 lenders. The median rate their borrowers got was 6.500% on a median loan of $245,000. Of 7,557 decisions, 1,703 were denials — 22.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CMG MORTGAGE, INC. | 443 | 6.500% | $225,000 | 4.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 337 | 6.125% | $255,000 | 12.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 334 | 6.625% | $255,000 | 3.7% |
| STONEWOOD HOME LENDING, LLC | 323 | 5.750% | $265,000 | 2.1% |
| Synergy One Lending, Inc. | 267 | 6.500% | $235,000 | 6.9% |
| MOVEMENT MORTGAGE, LLC | 254 | 6.625% | $165,000 | 1.8% |
| RIGHT START MORTGAGE, INC. | 231 | 6.500% | $235,000 | 11.2% |
| UNION HOME MORTGAGE CORP. | 205 | 6.500% | $225,000 | 9.6% |
| 21st Mortgage Corporation | 188 | 10.620% | $95,000 | 75.1% |
| DIRECTIONS EQUITY, LLC | 182 | 6.250% | $285,000 | 2.5% |
| Paramount Residential Mortgage Group, Inc. | 177 | 6.250% | $245,000 | 4.8% |
| Rocket Mortgage, LLC | 146 | 6.563% | $245,000 | 18.7% |
| RALLY CREDIT UNION | 137 | 6.875% | $255,000 | 43.1% |
| LOWER, LLC | 135 | 6.500% | $235,000 | 8.1% |
| JPMorgan Chase Bank, National Association | 131 | 6.375% | $205,000 | 9.3% |
| Mortgage Research Center, LLC | 108 | 6.250% | $255,000 | 13.5% |
| Lone Star National Bank | 106 | 7.250% | $315,000 | 9.9% |
| INTERLINC MORTGAGE SERVICES, LLC | 86 | 6.750% | $260,000 | 3.3% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 73 | 6.625% | $245,000 | 5.2% |
| Nations Lending Corporation | 73 | 6.750% | $215,000 | 1.3% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 46 | 6.375% | $185,000 | 30.6% |
| PLAZA HOME MORTGAGE, INC. | 45 | 6.375% | $245,000 | 35.2% |
| Texas National Bank | 44 | Not published | $230,000 | 2.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 42 | 6.500% | $255,000 | 10.6% |
| EUSTIS MORTGAGE CORPORATION | 42 | 6.125% | $225,000 | 2.3% |
| Texas Regional Bank | 41 | 7.000% | $265,000 | 12.2% |
| KIND LENDING, LLC | 40 | 6.125% | $270,000 | 36.5% |
| FREEDOM MORTGAGE CORPORATION | 40 | 5.990% | $275,000 | 28.6% |
| Broker Solutions, Inc. | 40 | 6.625% | $225,000 | 9.1% |
| FM Home Loans, LLC | 35 | 7.500% | $425,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 34 | 6.625% | $220,000 | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 33 | 6.499% | $285,000 | 23.3% |
| Navy Federal Credit Union | 31 | 6.000% | $275,000 | 18.4% |
| THE LOAN STORE, INC. | 31 | 6.490% | $245,000 | 5.1% |
| CHAMPIONS FUNDING, LLC | 30 | 7.250% | $345,000 | 18.9% |
| GUARANTEED RATE, INC. | 29 | 6.500% | $255,000 | 34.8% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 29 | 6.125% | $215,000 | 6.3% |
| TRIAD FINANCIAL SERVICES, INC. | 28 | 9.745% | $95,000 | 62.4% |
| SOUTHWEST FUNDING, LP | 27 | 6.875% | $225,000 | 3.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 26 | 10.990% | $95,000 | 77.4% |
| Flagstar Bank, N.A. | 26 | 6.000% | $225,000 | 27.0% |
| DAS Acquisition Company, LLC | 26 | 6.500% | $210,000 | 6.5% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 24 | 6.750% | $260,000 | 3.5% |
| NEWREZ LLC | 24 | 6.625% | $300,000 | 11.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 24 | 6.938% | $230,000 | 11.1% |
| Rio Bank | 23 | Not published | $195,000 | 0.0% |
| Vantage Bank Texas | 22 | Not published | $255,000 | 8.0% |
| Bank of America, National Association | 21 | 6.500% | $175,000 | 38.2% |
| EVERETT FINANCIAL, INC. | 21 | 6.625% | $185,000 | 0.0% |
| Hometown Equity Mortgage, LLC | 19 | 7.125% | $205,000 | 40.6% |
| MORTGAGE FINANCIAL SERVICES, LLC | 19 | 6.125% | $275,000 | 0.0% |
| International Bank of Commerce | 18 | 7.125% | $285,000 | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 18 | 6.750% | $355,000 | 0.0% |
| Citadel Servicing Corporation | 17 | 7.500% | $295,000 | 0.0% |
| MORIA DEVELOPMENT, INC. | 16 | 5.990% | $230,000 | 15.8% |
| Wells Fargo Bank, National Association | 15 | 6.500% | $215,000 | 34.8% |
| HOMEXPRESS MORTGAGE CORP. | 15 | 7.375% | $185,000 | 37.5% |
| A&D Mortgage LLC | 14 | 7.688% | $265,000 | 17.7% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 14 | 6.625% | $230,000 | 12.5% |
| Falcon International Bank | 14 | Not published | $365,000 | 6.7% |
| USAA Federal Savings Bank | 12 | 6.500% | $305,000 | 45.8% |
| SUN WEST MORTGAGE COMPANY, INC. | 12 | 6.563% | $190,000 | 6.3% |
| PNC Bank, National Association | 11 | 6.750% | $165,000 | 47.6% |
| Equity Prime Mortgage LLC | 11 | 6.000% | $195,000 | 21.4% |
| PENTAGON FEDERAL CREDIT UNION | 11 | 6.250% | $225,000 | 21.4% |
| AMERICAN FINANCIAL RESOURCES, INC. | 11 | 6.250% | $275,000 | 21.4% |
| Loandepot.Com, LLC | 11 | 6.875% | $215,000 | 15.4% |
| BETTER MORTGAGE CORPORATION | 10 | 6.125% | $335,000 | 37.5% |
| Loan Funder LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| FBC MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 18.2% |
| BAYSHORE MORTGAGE FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 10.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 9 | Under 10 loans | Under 10 loans | 9.1% |
| CORNERSTONE CAPITAL BANK, SSB | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 15.4% |
| Gateway First Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| U.S. Bank National Association | 7 | Under 10 loans | Under 10 loans | 36.4% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| International Bank of Commerce | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Frost Bank | 6 | Under 10 loans | Under 10 loans | 60.0% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| SECURITY FIRST Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Filo Mortgage, L.L.C. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LoanUnited.com, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 22.2% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PlainsCapital Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Option Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 42.9% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CALCON MUTUAL MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CANOPY MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIB National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ONY GLO, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549005FUF02T1IFCA22 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK FUNDING, L.P. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTEGRITY MORTGAGE CORPORATION OF TEXAS | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 984500RF83EA742B5589 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOKF, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 85.7% |
| FirstBank | 1 | Under 10 loans | Under 10 loans | 73.7% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 87.5% |
| TruHome Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| COUNTRYPLACE MORTGAGE, LTD. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| FUNDLOANS CAPITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 1 | Under 10 loans | Under 10 loans | 80.0% |
| 254900T8N4RLS6G3BF64 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| GREATER TEXAS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Texas Community Bank | 1 | Under 10 loans | Under 10 loans | 25.0% |
| Zippy Loans, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS MORTGAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 1 | Under 10 loans | Under 10 loans | 50.0% |
| UNIVERSITY Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Community Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHEVRON Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANPEOPLE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Regions Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MidFirst Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Midwest Regional Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DHI MORTGAGE COMPANY, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 1 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank of Commerce | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 5493008S3V47SHFD8R45 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALTRA Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Rocky Mountain Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First United Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Simmons Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 88 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.