Rocky Mountain Mortgage Company
Rocky Mountain Mortgage Company received 1,324 applications in 2025 and made 770 mortgages, in 7 counties across 3 states. The median rate its borrowers got was 5.625% on a median loan of $290,000. Of 1,012 decisions, 242 were denials — 23.9%, most often for credit history. 482 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300CEKZ808Q0WJL95 |
|---|---|
| Applications received | 1,324 |
| Mortgages made | 770 |
| Denied | 242 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 312 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.542 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 763 | 5.625% | $295,000 | 22.7% |
| Refinancing | 4 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 76.9% |
| Other purposes | 0 | Under 10 loans | Under 10 loans | 100.0% |
Where Rocky Mountain Mortgage Company lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| El Paso County, TX | 716 | 5.650% | 5.2% |
| Doña Ana County, NM | 43 | 5.250% | 8.5% |
| Eddy County, NM | 1 | Under 10 loans | 0.0% |
| Otero County, NM | 1 | Under 10 loans | 0.0% |
| Hidalgo County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
| Harris County, TX | 0 | Under 10 loans | 100.0% |
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When Rocky Mountain Mortgage Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.