Home purchase lenders in Horry County
10,095 home purchase mortgages were made in Horry County, South Carolina, in 2025, by 528 lenders. The median rate their borrowers got was 6.625% on a median loan of $255,000. Of 12,668 decisions, 2,175 were denials — 17.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 1,044 | 5.500% | $285,000 | 24.0% |
| LENNAR MORTGAGE, LLC | 497 | 6.375% | $235,000 | 15.9% |
| T2 FINANCIAL LLC | 338 | 6.990% | $235,000 | 8.6% |
| Loandepot.Com, LLC | 307 | 5.990% | $275,000 | 5.8% |
| PULTE MORTGAGE LLC | 295 | 6.125% | $315,000 | 7.5% |
| NVR Mortgage Finance, Inc. | 268 | 6.750% | $255,000 | 21.2% |
| LOWER, LLC | 255 | 6.750% | $235,000 | 6.6% |
| Rocket Mortgage, LLC | 242 | 6.625% | $245,000 | 23.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 228 | 6.625% | $255,000 | 16.8% |
| MOVEMENT MORTGAGE, LLC | 218 | 6.875% | $235,000 | 4.3% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 198 | 6.250% | $295,000 | 50.0% |
| Gateway First Bank | 187 | 6.750% | $245,000 | 2.1% |
| Anderson Brothers Bank | 185 | Not published | $215,000 | 2.1% |
| Coastal Carolina National Bank | 174 | 6.875% | $245,000 | 9.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | 170 | 6.625% | $285,000 | 4.0% |
| Fairway Independent Mortgage Corporation | 149 | 6.990% | $275,000 | 9.5% |
| Mortgage Research Center, LLC | 148 | 6.250% | $280,000 | 13.9% |
| GUARANTEED RATE, INC. | 144 | 6.750% | $270,000 | 5.8% |
| CROSSCOUNTRY MORTGAGE, INC. | 142 | 6.625% | $295,000 | 4.1% |
| The Conway National Bank | 134 | Not published | $175,000 | 0.7% |
| Ameris Bank | 131 | 6.875% | $265,000 | 4.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 119 | 6.750% | $235,000 | 13.1% |
| VELOCIO MORTGAGE L.L.C. | 111 | 4.990% | $265,000 | 3.5% |
| FBC MORTGAGE, LLC | 106 | 5.375% | $265,000 | 7.0% |
| Alcova Mortgage LLC | 104 | 6.750% | $225,000 | 4.9% |
| GUILD MORTGAGE COMPANY | 102 | 6.875% | $235,000 | 8.3% |
| CMG MORTGAGE, INC. | 100 | 6.500% | $295,000 | 5.4% |
| STATE EMPLOYEES' | 97 | 5.775% | $265,000 | 12.5% |
| SOUTHERN TRUST MORTGAGE, LLC | 96 | 6.688% | $245,000 | 4.9% |
| TRIAD FINANCIAL SERVICES, INC. | 90 | 8.555% | $130,000 | 40.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 90 | 6.750% | $255,000 | 12.6% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 89 | 7.499% | $205,000 | 11.0% |
| South Atlantic Bank | 89 | Not published | $265,000 | 3.2% |
| EMM LOANS LLC | 82 | 6.625% | $265,000 | 7.5% |
| SouthState Bank, National Association | 82 | 6.750% | $225,000 | 16.3% |
| First Reliance Bank | 81 | 6.875% | $205,000 | 5.8% |
| Truist Bank | 76 | 6.490% | $255,000 | 17.0% |
| Navy Federal Credit Union | 70 | 6.250% | $290,000 | 20.2% |
| TOLL BROTHERS MORTGAGE COMPANY | 70 | 6.125% | $385,000 | 5.9% |
| AMERICAN HERITAGE LENDING, LLC | 67 | 7.875% | $125,000 | 6.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 67 | 6.750% | $245,000 | 6.9% |
| JET HOMELOANS, LP | 64 | 5.370% | $265,000 | 11.0% |
| Wells Fargo Bank, National Association | 62 | 6.375% | $260,000 | 31.1% |
| JPMorgan Chase Bank, National Association | 62 | 6.500% | $300,000 | 19.2% |
| LENDSURE MORTGAGE CORP. | 61 | 7.750% | $175,000 | 1.5% |
| NEWREZ LLC | 60 | 7.000% | $250,000 | 24.1% |
| THE LOAN STORE, INC. | 56 | 6.990% | $225,000 | 8.2% |
| First-Citizens Bank & Trust Company | 55 | 6.350% | $325,000 | 10.8% |
| Bank of America, National Association | 52 | 6.375% | $275,000 | 29.9% |
| NATION ONE MORTGAGE CORPORATION | 52 | 6.375% | $290,000 | 1.9% |
| CHAMPIONS FUNDING, LLC | 49 | 8.625% | $235,000 | 14.0% |
| First National Bank of Pennsylvania | 47 | 6.250% | $475,000 | 2.1% |
| 21st Mortgage Corporation | 45 | 10.420% | $115,000 | 81.9% |
| PENNYMAC LOAN SERVICES, LLC | 42 | 6.375% | $330,000 | 17.3% |
| UNION HOME MORTGAGE CORP. | 40 | 6.990% | $265,000 | 10.6% |
| CAROLINA TRUST FEDERAL CREDIT UNION | 38 | 6.250% | $240,000 | 13.3% |
| Magnolia Bank, Incorporated | 37 | 6.624% | $255,000 | 15.9% |
| HOMEXPRESS MORTGAGE CORP. | 35 | 7.375% | $225,000 | 27.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 35 | 6.500% | $345,000 | 0.0% |
| Broker Solutions, Inc. | 34 | 6.933% | $240,000 | 5.6% |
| Hometown Equity Mortgage, LLC | 33 | 7.500% | $215,000 | 23.3% |
| Cornerstone First Mortgage, Inc | 33 | 7.375% | $255,000 | 2.9% |
| CANOPY MORTGAGE, LLC | 32 | 6.625% | $265,000 | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 32 | 6.625% | $255,000 | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 30 | 6.875% | $250,000 | 6.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 29 | 6.990% | $295,000 | 6.5% |
| NATIONSTAR MORTGAGE LLC | 28 | 6.490% | $245,000 | 12.5% |
| A&D Mortgage LLC | 27 | 7.125% | $175,000 | 15.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 26 | 6.625% | $210,000 | 18.8% |
| Pinnacle Bank | 26 | 6.750% | $295,000 | 3.3% |
| Plains Commerce Bank | 26 | 6.625% | $355,000 | 3.7% |
| ZILLOW HOME LOANS, LLC | 24 | 6.625% | $220,000 | 7.7% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 24 | 6.990% | $250,000 | 4.0% |
| USAA Federal Savings Bank | 23 | 6.500% | $305,000 | 45.2% |
| PNC Bank, National Association | 23 | 6.625% | $235,000 | 23.3% |
| Synovus Bank | 23 | 6.500% | $425,000 | 8.0% |
| Atlantic Coast Mortgage, LLC | 23 | 6.490% | $365,000 | 8.0% |
| TD Bank, National Association | 22 | 6.505% | $270,000 | 38.9% |
| United Bank | 22 | 6.250% | $225,000 | 8.3% |
| NFM, INC. | 22 | 7.058% | $305,000 | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 21 | 6.750% | $255,000 | 16.0% |
| Northpointe Bank | 21 | 7.250% | $185,000 | 0.0% |
| CORNING CREDIT UNION | 20 | 6.375% | $195,000 | 13.3% |
| KIND LENDING, LLC | 20 | 7.120% | $310,000 | 25.9% |
| Kiavi Funding, Inc. | 20 | 10.490% | $185,000 | 8.7% |
| Citadel Servicing Corporation | 19 | 7.750% | $205,000 | 10.7% |
| Fifth Third Bank, National Association | 19 | 6.375% | $465,000 | 5.0% |
| OCMBC, INC. | 18 | 6.999% | $275,000 | 13.6% |
| SOUTHWEST STAGE FUNDING, LLC | 17 | 7.900% | $165,000 | 25.9% |
| PLAZA HOME MORTGAGE, INC. | 17 | 7.125% | $225,000 | 32.0% |
| United Community Bank | 17 | 6.500% | $265,000 | 22.7% |
| First Palmetto Bank | 17 | 6.500% | $275,000 | 19.1% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 17 | 5.875% | $395,000 | 5.6% |
| NATIONS DIRECT MORTGAGE, LLC | 17 | 6.490% | $245,000 | 0.0% |
| U.S. Bank National Association | 16 | 6.558% | $275,000 | 20.0% |
| FOUNDERS FEDERAL CREDIT UNION | 16 | 6.000% | $280,000 | 5.9% |
| Citizens Bank, National Association | 15 | 6.750% | $255,000 | 26.1% |
| Equity Prime Mortgage LLC | 15 | 6.625% | $255,000 | 6.3% |
| FREEDOM MORTGAGE CORPORATION | 15 | 6.125% | $245,000 | 21.1% |
| DEEPHAVEN MORTGAGE LLC | 15 | 7.875% | $185,000 | 37.5% |
| EQUITY RESOURCES, INC. | 15 | 6.500% | $265,000 | 16.7% |
| General Mortgage Capital Corporation | 15 | 6.250% | $225,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 14 | 6.125% | $275,000 | 26.3% |
| MORTGAGE INVESTORS GROUP, INC. | 14 | 6.750% | $275,000 | 10.5% |
| The Huntington National Bank | 14 | 6.500% | $315,000 | 17.7% |
| AMWEST FUNDING CORP. | 14 | 6.813% | $215,000 | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 13 | 8.100% | $115,000 | 49.1% |
| The Citizens Bank | 13 | Not published | $485,000 | 7.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 12 | 6.625% | $275,000 | 15.8% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 6.875% | $305,000 | 25.0% |
| Tomo Mortgage, LLC | 11 | 6.490% | $265,000 | 15.4% |
| Commerce Home Mortgage, Inc. | 11 | 8.750% | $275,000 | 21.4% |
| 2549005FUF02T1IFCA22 | 11 | 7.375% | $195,000 | 26.7% |
| Prosperity Home Mortgage, LLC | 11 | 6.375% | $235,000 | 8.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 5.990% | $195,000 | 14.3% |
| Renasant Bank | 11 | 6.250% | $315,000 | 0.0% |
| Morgan Stanley Private Bank, National Association | 10 | 5.850% | $515,000 | 0.0% |
| Flagstar Bank, N.A. | 10 | 6.438% | $300,000 | 41.2% |
| SUN WEST MORTGAGE COMPANY, INC. | 10 | 6.375% | $215,000 | 23.5% |
| Primis Mortgage Company | 10 | 6.625% | $275,000 | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 10 | 6.563% | $265,000 | 0.0% |
| First National Bank of America | 10 | 9.125% | $245,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 10 | 6.750% | $290,000 | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 10 | 7.058% | $260,000 | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| 9845005BP6974AE5D838 | 9 | Under 10 loans | Under 10 loans | 7.1% |
| First Federal Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| DELMAR FINANCIAL COMPANY | 9 | Under 10 loans | Under 10 loans | 16.7% |
| CONTOUR MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 16.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| Loan Funder LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 8 | Under 10 loans | Under 10 loans | 9.1% |
| HOMESTEAD FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ARC HOME LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| TAMMAC HOLDINGS CORPORATION | 7 | Under 10 loans | Under 10 loans | 73.8% |
| INTERCOASTAL MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 9.1% |
| Manufacturers and Traders Trust Company | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Metro City Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 5 | Under 10 loans | Under 10 loans | 37.5% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Towne Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Advisors Mortgage Group, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| DIRECT MORTGAGE LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CAPITAL CENTER, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| OAKTREE FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| FIRST COLONY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Service Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| Carolina Bank & Trust Co. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Atlantic Union Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CAROLINA ONE MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 3 | Under 10 loans | Under 10 loans | 46.7% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First Community Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Genisys Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ADVANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 20.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 328 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Horry County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.