First County Bank
First County Bank received 143 applications in 2025 and made 83 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $425,000. Of 107 decisions, 21 were denials — 19.6%. 29 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300HQW3FSOL75WC88 |
|---|---|
| Applications received | 143 |
| Mortgages made | 83 |
| Denied | 21 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 36 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First County Bank, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 59 | Not published | $405,000 | 19.5% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Cash-out refinancing | 13 | Not published | $1,155,000 | 18.8% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where First County Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Western Connecticut Planning Region, CT | 59 | Not published | 21.1% |
| Greater Bridgeport Planning Region, CT | 13 | Not published | 11.8% |
| Naugatuck Valley Planning Region, CT | 6 | Under 10 loans | 0.0% |
| Bronx County, NY | 3 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 1 | Under 10 loans | 66.7% |
| Westchester County, NY | 1 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 0 | Under 10 loans | Not published |
| Lower Connecticut River Valley Planning Region, CT | 0 | Under 10 loans | Not published |
| Northwest Hills Planning Region, CT | 0 | Under 10 loans | 100.0% |
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When First County Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.