DIME BANK
DIME BANK received 335 applications in 2025 and made 209 mortgages, in 19 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $285,000. Of 294 decisions, 75 were denials — 25.5%. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 254900QY5ST0J7P6M123 |
|---|---|
| Applications received | 335 |
| Mortgages made | 209 |
| Denied | 75 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 41 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Dime Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 99 | Not published | $315,000 | 16.9% |
| Refinancing | 11 | Not published | $325,000 | 21.4% |
| Cash-out refinancing | 40 | Not published | $370,000 | 29.3% |
| Other purposes | 59 | Not published | $85,000 | 34.7% |
Where DIME BANK lends most
The 19 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Southeastern Connecticut Planning Region, CT | 102 | Not published | 30.3% |
| Capitol Planning Region, CT | 41 | Not published | 17.3% |
| Lower Connecticut River Valley Planning Region, CT | 16 | Not published | 27.3% |
| Northeastern Connecticut Planning Region, CT | 15 | Not published | 21.1% |
| Naugatuck Valley Planning Region, CT | 7 | Under 10 loans | 0.0% |
| Washington County, RI | 7 | Under 10 loans | 27.3% |
| South Central Connecticut Planning Region, CT | 5 | Under 10 loans | 0.0% |
| Western Connecticut Planning Region, CT | 4 | Under 10 loans | 20.0% |
| Broward County, FL | 3 | Under 10 loans | 0.0% |
| Providence County, RI | 2 | Under 10 loans | 0.0% |
| Greater Bridgeport Planning Region, CT | 1 | Under 10 loans | 50.0% |
| Northwest Hills Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Collier County, FL | 1 | Under 10 loans | 0.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Worcester County, MA | 1 | Under 10 loans | 0.0% |
| Coos County, NH | 1 | Under 10 loans | 0.0% |
| Newport County, RI | 1 | Under 10 loans | 0.0% |
| Martin County, FL | 0 | Under 10 loans | 100.0% |
| Kent County, RI | 0 | Under 10 loans | 100.0% |
Get told when this changes
When DIME BANK’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.